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FINTECH

Unlocking financial freedom with technology

Working with players large and small, our network, expertise and technology help fintechs push the boundaries of what's possible.

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Partnership

Fueling fintech growth via strategic partnerships

Learn more about how Mastercard can unlock your fintech growth through the power of partnerships.

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4/5

of the top digital payment and neobank fintechs choose Mastercard1

400+

fintechs from 54 countries have worked with Start Path, including Revolut, Razorpay and Airwallex

45+

pre-certified Product Express partners ready to support a simple, fast and transparent launch - in as quick as days

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Algbra logo.
Algoan logo.
Areeba logo.
Ava Labs logo.
Judo logo.
Razorpay logo.
Saxo logo.
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Covering all your payment needs and beyond

Mastercard has the tools, partnerships and infrastructure to support any business’ goals, backed by the trust and peace of mind that comes with the Mastercard brand.

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Power your payment needs

Launch your own card program in record time or start accepting payments on your smartphone. We offer an innovative set of solutions to address all your payment needs.

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Safeguard your business

Maintain peace of mind while ensuring secure transactions. Reduce the risk of chargebacks, cyberattacks or identity theft with our best-in-class fraud offerings.

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Deliver enhanced performance

Whether you’re trying to design a new product or reach new audiences, our suite of solutions can provide you with the tools to build, launch and grow your business.

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What makes us different

Mastercard is recognized as a trusted partner worldwide.

Partnering with Mastercard has been instrumental in helping Novo deliver innovative financial solutions to small business owners across the country.

Emily Chiu CEO, Novo
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Partnering with Mastercard has allowed us to quickly and safely scale our debit and credit card programs to our business banking customers.

Catherine Unertl Head of Financial Partnerships and Operations, Mercury
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Solutions that fit your unique business need 

Mastercard solutions are designed to address all types of businesses, no matter the use case. With global scale and robust security, your payments are fast, easy and safe.

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B2C fintech 

Neobanks, BNPL providers, digital wallets and other fintechs can easily accept payments, optimize conversions, prevent fraud and drive engagement. 

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B2B/SME fintech 

Streamline and automate transactions for your business customers (small, medium and enterprise) and digitize their processes with our innovative solutions.

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Marketplaces

Scale your marketplace or platform with our comprehensive solution: onboard sellers, optimize checkout, make payouts, and issue cards for spend management or disbursements.

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Subscriptions 

Automate and optimize recurring revenue transactions and reduce involuntary churn, prevent fraud and disputes and enhance loyalty to maximize lifetime value.

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Gaming 

Offer your gamers seamless in-game payments, accelerate gamer payouts, secure accounts and drive loyalty and engagement with tools to meet the unique needs of gaming.

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Crypto 

Expand consumer choice and attract more customers with seamless crypto-to-fiat payments for everyday purchases with safety and trust built in. 

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Infrastructure providers  

Partner with Mastercard and our global network of consumers, merchants and ecosystem participants to enable and distribute a suite of innovative solutions. 

Customer stories

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CASE STUDY

Mastercard helped Virgin Money UK develop and launch an advanced BNPL product for Gen Z 

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Built for Global Reach

Merchant Cloud enables payments worldwide

Discover how Merchant Cloud helps you scale across markets with seamless connectivity in a single integration.

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WHITE PAPER

Driving growth through card programs

Read the white paper from Mastercard and Episode Six to see how fintechs can use cards to help grow revenue, build loyalty and stand out in a crowded market.

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Our fintech programs help you scale your ideas

You have big ambitions to improve financial services. We can help. 

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Start Path 

Start Path enables growth-stage fintechs to quickly scale through unparalleled access to Mastercard's technology, solutions expertise and partners around the world.

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Product Express

We get your card program up and running quickly — handling licensing, onboarding and partnerships — to get cards into customers’ hands in a flash.

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Engage 

We connect you with qualified technology partners to build, launch or grow your payment solution. Or become a qualified partner yourself to connect with new customers. 

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Account management 

For large, global fintech companies, we provide sales and account managers with deep knowledge of your business who work hand-in-hand to help you accomplish your goals.

Featured resources

Frequently asked questions

What is Mastercard’s Fintech program and how does it help scale innovative ideas?

Mastercard’s Fintech program provides resources, expertise, and global reach to help fintechs accelerate growth and bring innovative payment solutions to market faster.

How can Mastercard power my payment needs as a fintech business?

Mastercard offers secure, scalable payment solutions that enable fintechs to process transactions globally and deliver seamless experiences to customers.

What security measures does Mastercard offer to safeguard fintech operations?

Mastercard integrates advanced fraud prevention, encryption, and compliance tools to protect businesses and customers from evolving threats.

How does Mastercard ensure compliance and trust for fintech partners?

Through rigorous standards, regulatory alignment, and trusted global frameworks, Mastercard helps fintechs maintain compliance and build consumer confidence.

What makes Mastercard a trusted partner for fintech companies?

Mastercard combines decades of expertise, global infrastructure, and collaborative programs to support fintech innovation and long-term success.

What types of solutions does Mastercard provide to fit unique business needs?

Solutions range from payment processing and security tools to embedded finance capabilities, tailored to meet the specific goals of fintech businesses.

How can Mastercard help fintechs deliver enhanced performance and efficiency?

By leveraging Mastercard’s technology and data insights, fintechs can optimize operations, reduce risk, and improve customer experiences.

What partnership models are available for fintechs working with Mastercard?

Mastercard offers flexible partnership options, including licensing, co-innovation programs, and integration support for fintech platforms.

How does Mastercard support embedded finance and digital-first strategies?

Mastercard enables fintechs to integrate payment capabilities into apps and platforms, supporting digital-first experiences and embedded finance models.

What resources or tools are included in the Mastercard Fintech program?

The program provides access to APIs, compliance guidance, fraud prevention tools, and global network connectivity to accelerate fintech growth.

How does Mastercard help fintechs manage fraud and risk effectively?

Mastercard deploys AI-driven fraud detection, tokenization, and secure authentication to minimize risk and protect transactions.

What are the benefits of collaborating with Mastercard for scalability?

Fintechs gain global reach, trusted infrastructure, and technical support to scale quickly and confidently in new markets.

How quickly can fintechs integrate Mastercard solutions into their platforms?

Integration timelines vary, but Mastercard provides developer tools and dedicated support to ensure fast and efficient onboarding.

What differentiates Mastercard’s fintech solutions from other payment options?

Mastercard offers unmatched global acceptance, security innovation, and collaborative programs designed specifically for fintech growth.

How does Mastercard enable innovation for emerging fintech businesses?

Through co-innovation initiatives, access to cutting-edge technology, and strategic partnerships, Mastercard helps fintechs bring new ideas to life.

1. CNBC, “CNBC’s top 200 global fintech companies: The complete list,” 2023. ↩