How an acquirer saved $121K in fraud and processing costs

A leading acquirer in the United States noticed rising decline rates across its merchant portfolio. They sought a solution to boost overall authorization spending and enhance approval rates, but first needed to pinpoint the factors behind the rising declines.

The acquirer partnered with Mastercard to look for answers. Using Mastercard’s Acquirer Intelligence Center (AIC), they were able to dive deeper into authorization approval rates. Through AIC, the acquirer discovered that:

After identifying fraudulent merchants and reducing card-not-present declines, the acquirer achieved substantial savings in processing costs and fraud losses, while improving card-not-present approval rates.