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CLOUD COMMERCE

The evolution of software-led point-of-sale technology

Cloud Commerce lets merchants accept contactless payments with their mobile phone –  simply, securely, cost-effectively.

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Business experimentation

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Mastercard Cloud Commerce moves payment capabilities to the cloud to empower the next evolution of acceptance, bridging in-store and digital experiences.

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Cloud Commerce

Get to market quickly with a fast, cost-effective payment acceptance solution.

Powered by the Mastercard network, Cloud Commerce provides a new channel for partners to bring value-added services to customers and businesses.

Increased base of accepting terminals

By moving 90% of contactless kernel functionality to the cloud, partners can expand their potential merchant base by extending payment acceptance to lower-cost devices.

Robust security

Using a cloud-hosted kernel reduces the application and device’s exposure to sensitive components and cardholder data that have compliance and certification requirements.

Scalable distribution

Cloud Commerce pre-integrates with processors and acquirers, simplifying the path to market. It also enables distribution and maintenance of Tap on Phone solutions across multiple devices within a single instance.

Optimized development efforts

Provides simplified integration and deployment with pre-certified components.

Transit case study

Learn about how a regional transit service used Mastercard’s Cloud Commerce solution to enable contactless payment acceptance through Tap on Phone.

Case Study

Transit service enabled by Cloud Commerce

Learn more
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In the news

Mastercard pioneers cloud Tap on Phone, its first pilot of Cloud Commerce acceptance technology

One phone tapping on another phone to pay.

Test Cloud Commerce

Check out Mastercard Developers for additional details and access to our Cloud Commerce SDK

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