Enable brands to enrich consumer satisfaction through digital fulfillment
Personalize incentives at scale and increase efficiency while managing cost through a self-service portal.
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Drive loyalty and brand value
We make it easy for customers to link their card and start spending with Digital Credits and Instant Payouts.
Digital credits
Push a statement credit to a consumer’s linked credit or debit card after a qualifying purchase.
Instant payouts
Push a direct dollar amount to a consumer’s linked debit card or issue a virtual debit card.
Proven
to increase customer satisfaction and lower compensation costs
91%
Consumers were immediately satisfied after their agent interaction, at the point of receiving digital credit.
+270%
Increase in overall customer satisfaction after a major airline leaned into digital credits after a service failure.
50%
Reduced compensation costs with the use of digital credit digital fulfillment.
Why Mastercard
Unlock rich benefits
Digital Disbursements makes it easy to for brands to interact with customers in key moments underpinned with flexibility at scale.
Network Agnostic
Frictionless network agnostic solution that ties consumer payment directly to credit or debit card – no additional paper, plastic or app required.
Transparent
Real-time tracking of consumer activations, redemptions and instant issuance.
Accessible
Pre-funded accounts to manage consumer disbursements at any time.
Personalized
Customized compensation rules based on the consumer lifecycle – location, merchants, category spend, expiration and more.
Efficient
Unlock pay for performance on qualified spend (digital credits only), generating immediate cost savings on unused funds.
Who we serve
Surprise and delight your customers
Flexible, relevant, personalized and trusted consumer touchpoints that enable business expansion.
Travel
Delight customers and address delays, overbooking and cancellations immediately. Seamlessly and efficiently adapt to the evolving regulatory environment.
Banks
Reward customers with ease. Address long wait times or account errors to strengthen relationships.
Insurance
Make unexpected moments an opportunity by managing claims through immediacy and trust.
Live Events
Incentivize season ticket holders or cardholders at concert venues or sports arenas.
Charitable Organizations
Distribute funds directly to people in need instead of distributing gift cards or vouchers.
Government
Limited time incentives around tourism and sponsored events. Build trust through immediate disbursement.
Value added services
Bundle Digital Disbursements with other Mastercard Loyalty Solutions to enhance customer engagement.
Offers
Differentiate your business with seamless, digital, personalized offers powered by Mastercard.
Mastercard Advisors business consulting services solve challenges using expertise in strategy, analytics, consumer loyalty, risk, sustainability, and payments.