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PROXY DIRECTORY SERVICE

Pay you, pay me

Send and receive money with a phone number, QR code or other unique ID while protecting personal information

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Proxy Directory Service
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Accelerating real-time payments adoption

Proxy Directory Service securely maps unique recipient identifiers to their bank account information in less than a second.

Greater convenience

Users make payments effortlessly with just a recipient’s proxy — no account details required.

Comply with regulatory standards

Proxy services provide the data to help meet regulatory requirements like AML and KYC protocols.

Seamlessly manage payment proxies

Financial institutions can register and manage proxies and account details for customers.

Enhanced value for all

Proxy payments simplify the payer experience for all stakeholders: consumers, businesses and governments.

Flexibility enables many use cases

A wide choice of proxies and account types supports numerous use cases.

Privacy you can trust

Eliminate exposing sensitive bank account and personal information.

Ensure safe, secure payments to the right recipient

Payer validates payee name before transaction occures, ensuring payment is made to the right recipient.

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Built to comply with industry-leading standards

Proxy Directory Service complies with relevant standards (such as PCI DSS, ISO 27001, ISAE3000, ISO 20022).

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Customer Story

CASE STUDY

Thailand's real-time payment service enables small businesses to accept digital proxy payments

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PROXY DIRECTORY SERVICE

Additional solutions

We’re transforming the way people pay — to the benefit of consumers, businesses, banks, fintech and governments.

Instant payments

Explore our instant payment solutions designed for speed, efficiency and seamless transactions.

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Batch payments

Tap into new opportunities with our advanced, comprehensive batch and bulk payment service.

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Account-to-account risk solutions

Our award-winning risk solutions help prevent fraud and money laundering in real-time.

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Powering economies and empowering people, making everyday payments a brezze.

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Uniting against account-to-account fraud — lessons from real-time markets

Seamless, near-instant payments revolutionise transactions. But their rapid growth has also fuelled a rise in financial fraud, posing new risks for users and businesses alike.

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What’s next for real-time payments?

Mastercard leads in RTP expansion, offering flexibility for businesses and consumers. This paper explores RTP trends, tech innovations and the future of real-time transactions.

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High speed, high stakes: navigating liquidity in an era of volatility

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