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Use cases

Fintech use 
cases for unique 
business needs

As a fintech we know you're one of a kind, if you don't see something useful here contact us and let us know

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Fintech solutions for every business use case

Whether it’s crypto, gaming, marketplaces or subscriptions, B2B or B2C - power your payments with ease.


Issue cards

Mastercard’s digital-first cards are convenient, secure, rewarding — and efficient for fintechs.

Accept payments

Enable digital payments on any channel, boosting Retailer cash flow and reducing fraud.

Optimise conversions

Mastercard’s systems refresh card details, boosting security and reducing payment disruptions.

Prevent fraud and disputes

Detect fraud using Mastercard’s behavioural and device intelligence and minimise chargebacks.

Attract and retain customers

With fintech use cases for acquisition, retention, engagement, loyalty and personalisation.

get in touch

We'd love to speak with you about how our global network and fintech innovations can help your business.

Mastercard logo.

Issue corporate cards

Simplify expense tracking, enhance security, reduce admin burden and achieve cost savings.

Automate accounts payable

Our swift B2B payment solutions reduce manual work and ensure efficient, secure transactions.

Facilitate disbursements and cross-border transactions

Make disbursements and cross-border payments fast, transparent and cost effective.

Manage risk

Mastercard risk management solutions deliver security, transparency and trust.

Enhance security and services

With fintech use cases for identity verification, fraud prevention, marketing and loyalty.

get in touch

We'd love to speak with you about how our global network and fintech innovations can help your business.

Mastercard logo.

Onboard sellers or service providers

Onboard retailers, vendors or other partners with our powerful identity, compliance, sanctions and other tools.

Optimise checkout and reduce risk

Streamline customer checkout with our suite of payment, identity, fraud and other tools.

Send payouts

Transfer funds instantly to ensure partners’ financial stability and peace of mind.

Attract and retain users

Attract and retain customers with tools for engagement, loyalty and personalisation.

Issue cards to sellers or service providers

Give participants secure, convenient digital cards to receive funds and manage spend.

get in touch

We'd love to speak with you about how our global network and fintech innovations can help your business.

Mastercard logo.

Reduce involuntary churn

Prevent disruptions in recurring payments with always up to date card details and balance checks.

Prevent fraud and disputes

Our behavioural and device intelligence reduces fraud and chargebacks and ensures compliance.

Enhance loyalty

Engage and reward customers with tailored campaigns and rewards and easy, convenient redemption.

get in touch

We'd love to speak with you about how our global network and fintech innovations can help your business.

Mastercard logo.

Enable in-game payments

Gamers want to seamlessly subscribe, pay for virtual goods and gift friends in-game.

Secure gamer accounts

Use advanced security to protect accounts, minimise disputes and manage risks. 

Accelerate payouts

Near-instant money transfers ensure your creators make a sustainable living from their craft.

Drive loyalty and engagement

Customise campaigns, rewards and points payments — enhancing your reputation and revenue.

get in touch

We'd love to speak with you about how our global network and fintech innovations can help your business.

Mastercard logo.

Enable crypto-to-fiat payments

Enable seamless, real-time use of digital currency with Mastercard’s secure network.

Enhance security and trust

Mastercard builds trust in the crypto economy, verifies identities and complies with regulations.

get in touch

We'd love to speak with you about how our global network and fintech innovations can help your business.

Mastercard logo.

Issue cards

Card issuance helps fintechs generate revenue and meet growing demand for digital payments.

Accept payments

Offer payment card acceptance to boost revenue.

Transfer funds

Grow real-time digital payments and help customers pay and get paid anywhere.

Offer instalment

Provide point-of-sale financing with buy now pay later (BNPL) as a fintech banking use case.

Facilitate open banking

Consolidate accounts and offer budgeting tools, third-party services, fraud protection and more.

Enhance security and services

With fintech use cases for identity verification, fraud prevention, marketing and loyalty.

get in touch

We'd love to speak with you about how our global network and fintech innovations can help your business.

Mastercard logo.

Explore related fintech solutions

Covering all your fintech banking use cases.

Power your payment needs

Issue cards, accept payments, transfer funds and link accounts.

Safeguard your business

Reduce the risk of chargebacks, cyberattacks or identity theft with our suite of security solutions. 

Get started

Contact us directly to understand our tailored solutions and programmes

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Fintech use cases