Acquirers and Processors

Delivering innovative solutions in payment acceptance and merchant services.

Stand out as a preferred payments partner

Merchants now have more choices than ever when selecting a payments partner. Mastercard Data & Services delivers the insights, technology and expertise to help acquiring banks and payment processors succeed:

Make informed, data-driven decisions about market opportunities and product strategies
Empower sales teams with targeted insights and analysis
Retain and grow merchant portfolios through powerful business intelligence solutions
Add value with unique insights

Inform sales and onboarding strategies
Enhance product offerings
Optimize portfolio performance
Scale distribution

Make smarter decisions

Evolving merchant and consumer expectations mean acquirers and processers need the right information to make smarter decisions. With Mastercard Data & Services, you can design and execute effective sales and merchant onboarding strategies.

Unlock market intelligence on consumer spending with Mastercard SpendingPulse™
Better evaluate the creditworthiness of small businesses with Small Business Credit Analytics
Understand market-level share of wallet with competitive benchmarking analysis
Analyze headroom opportunities for new acceptance business
Mitigate onboarding risk with a comprehensive risk management review

Solutions we offer

Mastercard SpendingPulse™

Benchmark portfolio performance against retail economic activity.

Small Business Credit Analytics

Understand a small business’ health and retail sales across all stages of underwriting and performance monitoring.

Advisors consulting

Supercharge your business strategy with experienced experts and integrated solutions.

Improve product offerings and services

To stand out against the competition, acquirers and processors need best-in-class products and services. With Mastercard Data & Services, you can develop in-demand products and services while reducing fraud, authorization and regulatory risks.

Develop innovative, digital-first product offerings and quickly bring new ideas to market with Digital Labs
Mitigate fraud and authorization issues with comprehensive insights from Acquirer Intelligence Center
Detect and protect against cyber threats with Mastercard cyber & enterprise risk solutions
Find trusted innovation partners with Start Path
Provide data analytics to enable merchant insights and performance
Design value-added service solutions to unlock new revenue streams with Mastercard experts
Avoid unnecessary declines and compliance issues with 3D Secure (3DS)/Strong Customer Authentication (SCA) strategy support

Solutions we offer

Digital Labs

Accelerate innovation using Mastercard's proven tools, processes and methodologies.

Acquirer Intelligence Center

A self-service portfolio intelligence platform that provides acquirers and processors with actionable insights across clearing, fraud, authorization and more.

Cyber Front

Simulate thousands of real-world cyber threats without risk.

Cyber Quant

Identify and quantify cyber security risks to prioritize action.

Start Path

Access Mastercard’s highly curated network of global startups to find trusted partners and innovative solutions that enable growth.

Advisors Consulting

Enhance your product and services strategy with the help of industry experts.

Drive merchant portfolio growth

To succeed in today’s competitive environment, acquirers and processors need to target the right customers and take the best portfolio actions to optimize acquisition, retention and overall growth. Mastercard Data & Services provides the platforms, insights and expertise to enhance merchant portfolio performance.

Identify revenue potential and enhance merchant relationships with Acquiring Optimizer
Monitor merchant portfolio performance, identify cost optimization opportunities and unlock portfolio expansion with Acquirer Intelligence Center
Maximize portfolio growth through targeted, data-driven decisions with Test & Learn®
Create an optimal portfolio segmentation strategy with actionable insights and advisory support

Solutions we offer

Acquiring Optimizer

Unlock key merchant insights and recommended portfolio improvements through a dynamic, self-service web application.

Acquirer Intelligence Center

Track overall business and individual merchant performance across key metrics, channels and competitive benchmarks.

Test & Learn®

Improve business performance with the market-leading, multi patented experimentation platform.

Advisors Consulting

Maximize portfolio performance with industry experts.

Enhance distribution

New merchant opportunities are distributed across a wide range of locations and industries. Acquirers and processors need to leverage new partners and channels to increase sales and drive productivity.

Partner with Mastercard Digital Labs to design and launch new distribution opportunities via channel partners
Learn how to work with payment facilitators to expand merchant opportunities
Work with Mastercard experts to facilitate BIN Sponsorship
Develop the right target operating model within a market, region or cross-border corridor

Solutions we offer

Digital Labs

Expand distribution through Mastercard’s proven innovation tools, processes and methodologies.

Advisors Consulting

Partner with industry experts to scale distribution and optimize business results.

CUSTOMER STORY

How AIK Banka found an opportunity to increase transaction volume by 30%

Belgrade-based AIK Banka wanted to strengthen its acquiring portfolio but couldn’t identify the right clients to approach or tactics to use.

To understand opportunities for improvement across its merchant portfolio, the bank used Mastercard’s Acquiring Optimizer tool. Proprietary algorithms, data assets and expertise helped identify gaps and recommendations for reducing attrition and strengthening merchant relationships.

From Acquiring Optimizer’s recommended actions, AIK Banka identified a 30% transaction volume increase opportunity.

Interested in learning more?

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your organization.

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