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Bill Pay Solutions

Make bill payments easy for your customers

When customers can seamlessly, securely pay bills with their preferred payment, approval rates rise and disputes fall.

Two employees discussing bills with a notepad and a laptop.

$21t

global bill payment market[1]

60%

of frequent bill payer complaints concern lack of options and issues in the process[2]

53%

of cardholders interested in better billing would switch service providers.[3]

Modular solutions to meet your needs

Our bill payment solutions meet consumer needs, improve merchant approval rates and create new revenue opportunities.

Enhance the online checkout experience

Delight customers with Click to Pay — seamless one-click payments eliminate manual card entry.

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Increase security and approval rates

Tokenize card details to minimize friction, improve security and drive conversion rates.

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Scan to pay physical or digital bills

Use QR Link to Pay: a simple, touchless way to pay paper or digital bills using saved credentials.

Avoid declined payments

Ensure customer account details are accurate and up to date for recurring payments with Automatic Billing Updater.

Convert declines into approvals

Leverage intelligent retry advice from Authorization Optimizer to achieve higher approvals. 

Leverage our connections, expertise and efficiencies

We offer strategic partnerships, expert guidance and implementation support to quickly develop and scale bill payment solutions.

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Deliver seamless bill payment experiences

Our bill payment solutions increase trust, enhance the customer journey and streamline transactions for higher approval rates.

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Enhancing bill payments

We tailor solutions for your business.

A tailored program leveraging the best of Mastercard products and expertise to optimize bill payments through card-based technologies, addressing your needs.

Grow your business

Enhanced payment optimization and efficiency.

Strengthen the customer base

Grow your customer base with faster, more innovative card bill payment solutions.

Transform the user experience

Meet consumer needs with a rapidly transformed payment experience and increased approvals.

Developer resources

Developers

Start building with Mastercard

Access our full suite of APIs and developer tools to create secure, scalable, and innovative payment solutions.

Explore the APIs
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[1] McKinsey & Co., Global Payments Map, 2024. Mastercard extrapolation and analysis. ↩

[2] PYMNTS and Mastercard, One Stop Bill Playbook, 2023. ↩

[3] PYMNTS, The Orchestrated Platform: Why Payments Orchestration Is Not Just for Merchants, 2024. ↩