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Tokenization

Protect every transaction with card tokenization

Increase transactions and reduce costs and fraud with Mastercard tokenization – secure, convenient, and seamless tokenized payments.

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4b+

Mastercard transactions worldwide are tokenized each month[1]

30%

of Mastercard transactions worldwide are currently tokenized[2]

100%

of online transactions are targeted to be tokenized by 2030[2]

Securing the payments ecosystem

See how tokenization offers greater security, less fraud and a better experience for merchants and their customers.

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Payment tokenization strengthens every transaction

With tokens unique to you, Mastercard tokenization protects sensitive data and strengthens transactions.

Greater safety and security

Combining tokenization with strong authentication creates a safer, more convenient ecosystem.

Reduce fraud, increase approval rates

Tokens unique to each cardholder, merchant and transaction boosts volume of approved transactions.

Enhance the customer experience

Put consumers in control of their data to deliver a secure, seamless checkout experience.

Insights and news

SOLUTIONS

Payment tokenization solutions

Building the future of protected payments through Mastercard tokenization.

Mastercard Digital Enablement Service

Securing cardholder payment information passing between issuers, merchants and service providers.

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A suite of services

Our APIs enable issuers, merchants and payments service providers to use tokens at scale.

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Additional solutions

Network Tokens

Network Tokenization reduces compliance burdens, lowers fraud risk and simplifies checkout.

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Network and Processing

Mastercard's global network powers payments in over 210 markets and 150 currencies.

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Benefits of accepting

Start accepting to boost sales and delight customers with seamless, safe payments around the world.

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Developer Resources

Developers

Start building with Mastercard

Access our full suite of APIs and developer tools to create secure, scalable, and innovative payment solutions.

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[1] Mastercard Data, March 2023
[2] Mastercard, “Mastercard reinvents checkout with password and number free payments” November 2024.