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Click to Pay

Guest Checkout, Reimagined

One-click payment ensures consumers enjoy fast checkout without sacrificing security.

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Spotlight

Fast, simple and secure

We are advancing the digital checkout experience, no matter where or how your customers choose to pay.

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poster

3–6ppt

increase in approval rate for tokenized transactions1

93%

conversion rate for Click to Pay vs. a competing checkout solution at 88%2

50%

reduction in chargebacks3

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What makes us different

Just like the transition from signing and swiping to tapping cards, we’re now moving from manual entry and passwords to seamless and secure payments in just a few clicks.

Jorn Lambert Chief Product Officer, Mastercard

Key Features

Improve guest checkout conversion

Click to Pay streamlines checkout by eliminating manual card entry and providing consumers instant access to their preferred cards across devices and browsers.

More approvals, less fraud

Guest checkout is smoother and safer with network tokenization and biometric authentication.

More choice, less cart abandonment

Shoppers can access their preferred cards, which are updated automatically.

Backed by industry standards

Built on EMVCo standards and supported by the major card networks.

Easy guest checkout

Reduce steps to check out using intelligent recognition of shoppers at participating merchants.

Greater loyalty for issuers

Easy cardholder enrollment boosts approval rates and cardholder loyalty while reducing fraud.

Enroll with ease, pay with confidence

Whether automatically enabled by your bank or you enroll on its app or website, enjoy the seamless convenience of Click to Pay.

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Tokenization keeps card data safe

Click to Pay replaces a card's primary account number (PAN) with secure, tokenized credentials.

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Payment passkeys streamline guest checkout

Click to Pay supports payment passkeys, leveraging biometric authentication, to provide a seamless and secure payment experience.

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Explore related solutions

Checkout services

Make online checkout secure, simple and fast

Learn more
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Customer testimonials

Click to Pay provides a smarter and more secure way to pay online… By enabling a more seamless and frictionless experience, it’s reducing the time for our customers to complete their payment.

Dagfinn Misund Head of Payments, Norwegian Air Shuttle
Norwegian logo.

Click to Pay added speed, simplicity and even more security to our sales funnel. The partnership with Mastercard was crucial in this journey — in our constant quest to simplify the payment process at Sympla for our buyers and boost sales conversion with event producers.

Marina Teixeira Product Manager, Sympla
Sympla logo.

Click to Pay is a great innovation, bringing simplicity, security and a seamless checkout to the guest checkout that so many of our customers use today. Wouldn't it be great to get rid of manual card entry?… The way that we do that is by enabling Click to Pay for all of our cards, so our customers are up and ready and it's easy for them to use.

Rochelle Eldridge Commonwealth Bank of Australia
Commonwealth Bank of Australia logo.

1. Masterard Internal data. Benchmarked 2024 sample of Mastercard Digital Enablement Service for Merchants’ customers on card not present first-attempt transactions. Varies by region. ↩

2. Limited to Mastercard DCF conversion, measured across top 10 transaction merchants by volume, Aug. 2021–Feb. 2022. ↩

3. 2024 data provided by Just Eat Takeaway.com ↩