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Small Business Navigator

Building resilience, strengthening community, fostering stability and growth.

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Small businesses deserve more than the status quo — they deserve momentum

Navigator by Mastercard delivers the tools, insights and support, all in one place, to help you move forward with confidence in today’s dynamic environment.*

Knowledge & Insights

PARTNER OFFERS

Mastercard Small Business Community

*All solutions and offers are subject to terms and conditions, and are subject to change. 

1. A “New client” eligible for the 20% discount is someone who is not an H&R Block returning customer. A “Returning client” eligible for the 10% discount is someone who has filed a tax return at an H&R Block office in Canada since January 1 of the previous calendar year. Offer valid only for Mastercard Small Business Navigator users. Some conditions may apply. Sales tax extra. Offer valid for most return types, not applicable for H&R Block Instant Refund® returns, and U.S. returns, and may not be combined with any other discount offer. Offer valid at participating locations only. No cash value. Applicable Tax Software discount will be deducted at the time of checkout before taxes are applied. Cannot be applied to past transactions. No cash surrender or other value. Conditions apply. Offer expires September 30, 2026. Offer is subject to change, and subject to H&R Block’s terms and conditions. Offer provided by H&R Block only, and Mastercard is not liable in relation to this offer. 

2. The promotional offer is available for new Clover Canada, a Fiserv company, merchants only. The merchant must enter a credit and debit processing agreement and buy a minimum of 1 terminal from Clover Canada and actively process a minimum of CA$100 within 30 days of the agreement. Payment will be made to the bank account associated with the merchant’s account within 60 days of the agreement. To be eligible, the merchant must: (1) Apply for the account through the Clover Canada Direct Sales team, (2) Be credit approved (3) Process a minimum of CA$100 within 30 days of the agreement. The rebate is calculated at the sole discretion of Clover and can be changed or withdrawn at any time. It will be applied to a merchant’s account in the form of a one-time rebate amount of CA$500. Limit of one promotion per business relationship. This promotion cannot be combined with any other offer. Clover accounts are subject to approval, including credit approval. Selecting a Clover point-of-sale credit card processing device does not convey or guarantee approval. Clover devices are only shipped after the merchant application is approved. Additional fees may apply to certain Clover apps, services, or activated accounts. This offer is subject to change without notice. All regular Clover Merchant Terms & Conditions apply. Offer valid until March 31, 2026. Additional terms and conditions apply. Offer provided by Clover only, and Mastercard is not liable in relation to this offer. 

3. Executive Membership Offer Details: Receive a $130 CAD online voucher for your next purchase on Costco.ca when purchasing a new Executive Membership on Costco.ca. The online voucher code must be used in one (1) single transaction greater than $250 CAD, before taxes, applicable fees and shipping, unless applicable fees and/or shipping are included in the quoted price. Gold Star Membership Offer Details: Receive a $65 CAD online voucher for your next purchase on Costco.ca when purchases a new Gold Star Membership on Costco.ca. The online voucher code must be used in one (1) single transaction greater than $150 CAD, before taxes, applicable fees and shipping, unless applicable fees and/or shipping are included in the quoted price. This offer is for new members or memberships that have been expired for 18 months or more. The online voucher will be sent to the primary member’s email address within 2 to 4 business days of successful completion of the signup process. The online voucher is valid until March 29 2026. Only one (1) online voucher can be used per online transaction The online voucher is not valid in Costco locations, on Costcobusinesscentre.ca, on Ubereats.com/ca, on Instacard.ca, on Sameday.costco.ca or on purchases of Costco Shop Cards, gift cards, certificates, and tickets, travel, tires, membership or membership renewals. Other items may be excluded from this offer from time to time as set out on their applicable product pages. Prices, specifications, availability and terms of offers subject to change without notice. Offer expires March 1, 2026 but online vouchers are valid until March 29, 2026. Additional terms and conditions apply. Offer provided by Costco only, and Mastercard is not liable in relation to this offer. 

4. Certain terms and conditions apply. Eligible merchants will earn a credit of up to one (1) year of fees waived for the DX8000 ("Moneris GO Plus") device. Rebate credit amount (% of annual rental fee) to be determined by merchant transaction volume during the first 90 days of entering into a Merchant Agreement. See eligibility criteria details below. The promotional offer described below (“Offer”) is available until February 4, 2026 and is available only to merchants located in Canada who meet each of the following criteria (the “Eligibility Criteria”):

  1. The merchant is not an existing Moneris merchant, and enters into a merchant agreement for credit and debit card processing (“Merchant Agreement”) with Moneris Solutions Corporation (“Moneris”) by February 4, 2026.
  2. The merchant successfully signs up for a Moneris Go Plus device rental, while supplies last.
  3. The following does not apply to the merchant: (i) the merchant currently participates in a merchant program for franchisees, trade associations, member associations or other buying groups; or (ii) the merchant has processed an aggregate transaction volume of $2,500,000 CAD or greater during the first 90 days of entering into a Merchant Agreement.
  4. The merchant must process an aggregate transaction volume of at least $25,000 CAD or greater during the first 90 days of entering into a Merchant Agreement.

    Merchants that fulfill the Eligibility Criteria will receive the following, as determined by Moneris acting in its sole discretion:

    Moneris will apply a one-time credit to the merchant’s account based on the merchant’s credit card and debit transaction volume (purchase transactions only) during the first 90 days of entering into a Merchant Agreement, determined as follows:

    Transaction Volume Within 90 Days (credit and debit) Rebate Credit Amount (% of annual rental fee):

    $25,000 - $84,999 25% $85,000 - $144,999 50% $145,000 - $219,999 75% $220,000 - $2,499,999 100%

Offer provided by Moneris only, and Mastercard is not liable in relation to this offer. 

5. Receive one (1) month of VG Connect AI Virtual Receptionist for free, CA$49 for the second month, and CA$199/month ongoing. Users will also receive 10% off their first three (3) consecutive months of Virtual Assistant services subscription. Terms, conditions, pricing, special features, and service and support options are subject to change without notice. Offer provided by Virtual Gurus only, and Mastercard is not liable in relation to this offer.

6. Users will receive a CAD $400 discount when enrolling in the Jelly Academy Digital Marketing Bootcamp. The total price of the course after applying the discount is $5,025 CAD plus applicable taxes.

Within thirty (30) business days of confirmed enrollment in the course, users will be mailed a cheque for $1,000 CAD from Jelly Academy Inc. to use towards digital advertising through Google Ads or Meta Ads.

To be eligible for this offer, users must:

  • Have a good command of the English language.
  • Have a high school diploma or equivalent from an approved government of the applicant’s home country, or be a minimum of 17 years of age.
  • Enroll in Jelly Academy’s Digital Marketing Bootcamp.

This offer cannot be combined with any other Jelly Academy promotions or discounts. Sales tax may apply where applicable.

Offer valid from December 1, 2025, to December 31, 2026. Offer is available for a limited time only and subject to change or cancellation at any time without notice. This offer is provided by Jelly Academy Inc. only. By redeeming this offer, you acknowledge that you are entering into an agreement directly with Jelly Academy Inc., and that Mastercard, and any participating financial institution card issuer, have no involvement in or responsibility for the provision of Jelly Academy subscriptions, products, or services, and are not liable for any claims or damages arising from the use of Jelly Academy products or services.

This offer is not gated by Mastercard card ownership and is available to all users who access the Mastercard Small Business Navigator website. Additional terms and conditions apply. Offer provided by Jelly Academy Inc. only, and Mastercard is not liable in relation to this offer.

7. The Terminal Equivalent Processing Rebate Offer (the “Offer” or “Processing Rebate”) is ­provided by Chase Payment Solutions® (Chase). To be eligible, merchants must: (i) submit a completed application to Chase between January 1, 2026 and March 31, 2026; and (ii) enter into a merchant agreement with Chase for the purchase of all their credit and debit card processing services (including physical point-of-sale terminal hardware rental). After meeting the above requirements, for each month in 2026 that the merchant processes $15,000 CAD or more in net settled transactions, the merchant qualifies for a processing rebate under the Offer (up to $57 CAD each month and a cumulative maximum of $648 CAD). The Processing Rebate amount is determined by the merchant’s terminal hardware rental fee prior to the application of taxes for the applicable month.

The Offer is NOT available to:

  1. merchants who have an existing payment processing agreement with Chase;
  2. merchants who qualify for or are subject to promotional, preferred, group (e.g. certain referral or partnership programs) or other special or discounted pricing from Chase; or
  3. merchants whose Chase account is closed or inactive (no longer processing) at the time of the rebate.

Chase reserves the right to determine which merchants are eligible to receive the Offer and is under no obligation to deem a merchant eligible. Chase will provide applicable rebate credit(s) to the merchant’s account quarterly (in May 2026, August 2026, November 2026 and February 2027). Rebate(s) will only be applied to one merchant account for each merchant who has met all the qualifying criteria. The Offer is subject to withdrawal or change at any time, without notice. This Offer cannot be combined with other Chase offers. Taxes are not included in the Offer and Chase will not be rebating taxes as part of the Offer. Neither Mastercard nor any credit card issuer has any involvement in or responsibility for the Offer. Merchant holds Mastercard and any credit card issuer harmless from any claim, loss, damage or cost incurred directly in relation to the Offer.

8. This Cybersecurity Assessment and its related reports are meant for educational purposes only. Though your score may improve, it is not an indication of cybersecurity protection for your business.