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Tokenization explained: 

Payment tokenization replaces your real card number with a unique digital substitute (a token) that can only be used in a specific context. 

 

Built-in security helps protect your card details behind the scenes, reducing fraud risks and giving you greater confidence with every click, tap, and online purchase.

How to tokenize your Mastercard

Introducing Mastercard Tokenization and Authentication Solutions

Tap your device

Apple Pay®

Apple Pay is an easy, secure and private way to pay — in-store, online and even in your favorite apps with your card on your iPhone, Apple Watch, iPad and Mac.

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Google Pay™

Enjoy convenient and secure checkout with your phone everywhere Google Pay and contactless payments are accepted. Just Tap & Go, knowing that your payments are safely encrypted before, during and after every purchase.

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Samsung Pay

Samsung Pay offers a simple and secure way to pay for secure mobile payments with your compatible Samsung devices.

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Built-in protection with your Mastercard

Experience an array of security features to help protect you and your payments. 

Frequently asked questions

If you believe a transaction posted to your account is fraudulent, you should immediately contact the financial institution that issued your card. Look for a customer service number on the back of the card or on your billing statement. You can also contact the Mastercard Assistance Centre toll-free at 1-800-Mastercard (+1 800 627 8372) or collect from outside the U.S. at +1 636 722 7111. If you’re in the U.S., you can report scams and suspicious calls, emails, texts and websites to the Federal Trade Commission.

Mastercard appreciates your diligence in protecting your finances. While we take each card breach very seriously and are working closely with investigative agencies, we encourage you to contact your financial institution for the most up to date information. Typically, there is a customer service number on the back of the card that you can call.

Please be advised that Mastercard does not contact individuals to request personal information including account information. If you receive an unsolicited phone call, email, text message or social media request from an individual claiming to be a Mastercard representative: Do not respond. If you have questions or concerns about your account, contact your financial institution directly by calling the number on the back of your card or billing statement.

Peace of mind with worldwide acceptance

Use your Mastercard safely at approximately 150 million locations and over 250 million digital access points.

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Find the card that’s right for you

With Mastercard in your wallet, life is full of priceless possibilities.

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Coverage may vary by issuer or country of issuance.

1. Conditions and exceptions apply. Learn more about Zero Liability