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Open finance & AI summit 2026 eBook

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How Open Finance and AI are reshaping the future of the financial services industry

Get the insights from leading banks, fintechs, AI innovators and Mastercard experts on the trends, technologies and partnerships shaping the next era of financial services. Early this year, Mastercard held its annual Open finance and AI summit and brought together some of the world’s leading organizations and leaders in open finance and AI to share how the industry is changing and being shaped by the latest technology, regulation and consumer trends.

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This eBook answers the question everyone is asking: what happens when Open Finance and AI converge?

Open Finance is creating new ways to access and use consented financial data. At the same time, advances in AI are transforming how organisations make decisions, personalise experiences and manage risk.

This eBook explores how these forces are coming together to create smarter, more secure and more inclusive financial services.

Drawing on insights from the Open Finance & AI Summit 2026, you'll learn how leading institutions are preparing for the future.

What you'll learn

The future of open finance where data, AI and consumer choice converge

Discover how permissioned data and AI are creating new opportunities for innovation and customer value.

Building trust through identity, consent and standards

Learn why trust frameworks, interoperability and consent management are becoming competitive differentiators.

AI infrastructure and personalization

Understand the foundations required to deliver personalized financial experiences responsibly and at scale.

Lending and credit innovation

See how AI and data are helping organisations rethink lending, expand access to credit and improve financial inclusion.

Open Finance across borders

Explore adoption trends, market developments and cross-border opportunities shaping the global ecosystem.

Key questions answered

What is Open Finance and why does it matter?

Open Finance enables consumers and businesses to securely share financial data with trusted providers to access better products, services and experiences.

How is AI changing financial services?

AI is helping organisations improve decision-making, enhance personalisation, strengthen fraud prevention and unlock new insights from financial data.

Why are trust and consent critical?

As financial ecosystems become more connected, transparent consent management and trusted data-sharing practices are essential for customer confidence and regulatory compliance.

How can banks and fintechs prepare for the future?

Leading organisations are investing in AI-ready infrastructure, stronger identity frameworks and interoperable ecosystems that can scale globally.

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