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Payment Resiliency

Keep money and business moving

Manage risks in real time so payment processing never stops, even during disruptions.

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Spotlight

Help businesses protect their payments ecosystem

Our payment resiliency services help ensure payments are safe, compliant and work seamlessly the first time, every time.

99.99%

service uptime for Stand-In Authorisation1

20%

increase in approval rates using Stand-In’s Dynamic Decisioning feature2

200+

variables used to mirror issuer patterns with Dynamic Decisioning3

Explore our payment resiliency solutions

We help decision transactions during an outage — as you need or to support any business decision — as you want.

Keep payments flowing seamlessly

Stand-In Authorisation ensures uninterrupted payment processing, even during disruptions.

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Decision transactions accurately

Let Mastercard approve or decline transactions based on your rules with On-Demand Decisioning.

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Insights and news

WHITE PAPER

Network disruptions: It’s not a matter of if — it’s when

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Podcast

Is your payments network risk-ready?

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Contact sales

Talk to an expert to learn how Mastercard can enhance your business through our products and services.

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Mastercard

1. Mastercard, 2025. ↩

2. Mastercard Analyst Day, 2024. ↩

3. Mastercard, 2023. ↩

Payment resiliency