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Fintech Payments

Pay and get paid easily

Quickly launch a card program, accept payments globally, speed money transfers and leverage open banking.

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Issue cards

Accept payments

Transfer funds

Connect

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Powering your payment needs

Issue cards, accept payments, transfer funds and link accounts.

Quickly launch card programs, create end-to-end digital experiences, and solve use cases. 

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Rapid card issuance

Product Express

Find the right card programs and partners to make issuance quick, easy and transparent.

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Digital card experience

Digital First

Create end-to-end online and mobile card experiences.

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Crypto for everyday purchases

Crypto Card Program

Enable consumers to use cryptocurrency to make everyday purchases simply, in real time. 

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Tokenized card transactions

Digital Enablement Services

Enhance approval rates and reduce fraud by tokenizing card transactions.

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Sustainable solutions for everyday purchases

Carbon Calculator

Help cardholders understand and reduce their carbon footprint with every purchase.  

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Accept payments online or in person, across channels and around the world

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Seamless, secure online checkout 

Click to Pay

Bring together convenience, security, and control to deliver the best guest checkout experience.

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Global white-label gateway

Mastercard Gateway

Simplify e-commerce with 190 acquirers globally and capabilities to help you expand into new markets with Mastercard Gateway.

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Buy now, pay later

Mastercard Installments

Mastercard Installments offers flexible payment options tailored to consumer needs anywhere Mastercard is accepted.

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Mobile payment acceptance

Tap on Phone

Allows businesses to use a smartphone to accept contactless payments.

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Card-on-file tokenization

Secure card on file

Reduce security risks and ensure seamless recurring payments by tokenizing card-on-file transactions.

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Enable near-instant transactions, international transfers and bill payments

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Near real-time transfers

Mastercard Move

Ease cash flow for freelancers and small businesses with disbursements, P2P and other transfers.

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One connection to reach the world

Cross-Border Services

Enable people and businesses to make secure, fast and transparent international money transfers.

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Access global and regional payment networks, multirail solutions, and top-tier services on and off Mastercard

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One connection to our services

Mastercard Access

Deepen cardholder relationships with innovative, differentiated services on all transactions.

Explore related fintech solutions

Covering all your payment needs and beyond. 

Safeguard your business

Reduce the risk of chargebacks, cyberattacks or identity theft with our suite of security solutions.

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Deliver enhanced performance

Design new products or reach new audiences with our solutions to build, launch and grow your business. 

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Frequently asked questions

What is Mastercard’s Fintech Payments solution and who is it designed for?

Mastercard’s Fintech Payments solution provides tools and services that help fintech companies build, scale, and optimize payment experiences. It’s designed for B2B decision-makers looking to launch card programs, enable global payments, and leverage open banking.

How can fintechs quickly launch a card program using Mastercard’s platform?

Fintechs can use Mastercard’s card issuance capabilities, APIs, and partner ecosystem to design and deploy card programs rapidly, reducing time-to-market while ensuring compliance and security.

What types of cards can be issued through Mastercard’s solution?

Mastercard supports issuing physical, virtual, and digital cards, enabling fintechs to offer flexible payment options tailored to their customers’ needs.

How does Mastercard enable global payment acceptance for fintechs?

Mastercard provides access to its worldwide network, allowing fintechs to accept payments across multiple regions and currencies, ensuring seamless global interoperability.

What options are available for speeding up money transfers?

Through Mastercard’s money movement solutions, fintechs can enable fast, secure transfers domestically and internationally, leveraging real-time payment rails where available.

How does Mastercard support open banking connectivity for fintechs?

Mastercard offers open banking APIs and connectivity tools that allow fintechs to integrate account information and payment initiation services, enhancing customer experiences and innovation.

What integration options are available for fintech platforms?

Fintechs can integrate Mastercard’s solutions via APIs, SDKs, and partner platforms, ensuring flexibility and scalability for different business models.

How does Mastercard ensure security and compliance for card issuance and payments?

Mastercard embeds advanced fraud prevention, encryption, and compliance frameworks into its solutions, helping fintechs meet regulatory requirements and protect customer data.

What regions or markets are supported for global acceptance?

Mastercard’s network spans over 210 countries and territories, enabling fintechs to operate and accept payments globally.

How can fintechs leverage Mastercard’s APIs for faster deployment?

Mastercard provides developer-friendly APIs and sandbox environments, allowing fintechs to test, integrate, and launch solutions quickly and efficiently.

What are the benefits of partnering with Mastercard for fund transfers?

Fintechs gain access to secure, fast, and reliable money movement capabilities, backed by Mastercard’s global infrastructure and compliance expertise.

How does Mastercard help fintechs scale their payment solutions globally?

By leveraging Mastercard’s global network, partnerships, and technology stack, fintechs can expand into new markets while maintaining operational efficiency and security.

What fraud prevention and risk management tools are included?

Mastercard offers AI-driven fraud detection, authentication tools, and risk management services to safeguard transactions and reduce exposure to fraud.

How does Mastercard’s solution align with regulatory requirements?

Mastercard ensures its solutions are aligned with global and regional regulations, supporting fintechs in meeting standards for data protection, AML, and PSD2.

What support does Mastercard provide during implementation and beyond?

Mastercard offers onboarding assistance, technical support, and ongoing guidance through its partner ecosystem to help fintechs succeed long-term.