Mitigate ACH fraud earlier

Fraud isn't episodic anymore. It's constant. In fact, 80% of organizations experience fraud at least weekly, and 85% say fraud is a primary focus area1. Meanwhile, account takeover has emerged as one of the biggest threats1 across banking, fintech, e-commerce, and digital platforms, driving billions in losses2 and creating friction that frustrates legitimate customers.

Join Nicole Waibel, VP Product Management for Mastercard Open Finance and Amy Morris, Senior Director - ACH Network Administration at Nacha to learn how leading organizations are using Open Finance signals to help identify risk earlier, help prevent fraud, and improve payment outcomes without sacrificing customer experience. With $22.1 trillion in ACH transaction value processed3 for account funding and bill pay in Q1 2025, the need for smarter fraud prevention has never been greater. 

You'll learn:

• What the latest Nacha guidance and fraud monitoring requirements mean for your organization.
• Why account takeover has become a critical threat across banking, payments, marketplaces, gaming, and digital wallets.
• How Account Owner Verification with Identity Insights (AOV+) and Payment Success Indicator (PSI) can help identify potential risk before transactions fail.
• Real-world examples of organizations that have reported reducing ACH fraud by up to 60%, lowering unauthorized fraud by 46%4, and improving payment success while minimizing false declines.

What you'll walk away with:

• A clearer understanding of the true cost of ACH fraud, returns, and account takeover, including the impact of $12.5 billion in annual fraud losses5 and the $35 average cost6 of an NSF return.
• Proven strategies to help make faster, more confident fraud decisions earlier in the customer journey.
• A practical framework to help reduce fraud, improve payment success, and create safer customer experiences without adding unnecessary friction.