Get 7 predictive scores for each retailer in real-time in the authorisation messages.
Use the predictive scores to enhance your retailer fraud monitoring systems.
Make the most informed decisions on how to manage the risk from each retailer.
You’ll get the best value out of Retailer Risk Predict when you use the 7 predictive scores to inform your own retailer portfolio risk modelling and analytics.
Our state-of-the-art artificial intelligence models are trained on anonymised data from our global network, identifying and learning from patterns of fraud. See our Data Responsibility principles for how we protect privacy when we use data from our global network.
Refer to the Retailer Risk Predict product guide in our Technical Resource Centre. If you have more questions, your account manager is the best person to ask or keep in touch at merchant.risk.predict@mastercard.com.
All dual-message transactions.
During a transaction, the 7 predictive scores for all dual-message transactions will appear in the 0110 authorisation message, in Data Element 48, Sub Field 57.
If you want to check the scores outside of the authorisation process, you can also query the Retailer Risk Predict application programming interface (API).
If you’re having trouble getting the scores, check the tech update on Mastercard Connect (AN6773) in the Technical Resource Centre, which describes the technical development required.
