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Open Finance

Shape the future of digital finance

Powering secure payments and data connections between people and businesses.

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Spotlight

Better data. Better connections.

See how consumers can securely access and share their financial data to enjoy a new level of personalized services.

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95%

Of U.S. deposit accounts, all Australian banks and nearly 3,000 European banks connect to our APIs

60+

Years using data to power and protect the ecosystem and enhance the user experience

15b+

API calls are serviced globally each year

What makes us different

We’re delighted to partner with Mastercard’s open banking platform in the U.S. for secure account verification, offering our customers better payment options and advancing open banking globally.

Sudev Balakrishnan Chief Product Officer Worldpay Merchant Solutions

Opening a world of opportunities with open finance

Open finance puts businesses and consumers in control of their own data to benefit from secure and enhanced personalized services.

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Account Owner Verification

Gain insights on authorized users, onboard more customers with confidence – all while reducing account opening fraud. 

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Deposit Switch

A direct deposit switching solution built for the digital future. No payroll forms required.

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Payment Success Indicator

Reduce costly payment failures and fraud to protect revenue and improve consumer experiences.

Bill Pay Switch icon

Bill Pay Switch

Automatically update payment methods to make account transitions seamless.

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Data enrichment

Engage your customers with clean, enriched financial data across multiple account types and providers. 

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Consumer Foresight

Offer personalized experiences with permissioned data and network intelligence.

Resources

Discover featured resources on the latest Open Finance topics

Actionable insights

Building a bold open finance future together

We want to help you thrive in the ever-changing open finance landscape — meeting all your data and payments needs at every stage of your journey.