Copyright

MasterCard Worldwide hereby authorizes you to copy documents published by MasterCard Worldwide on the World Wide Web for non-commercial use within your organization only. In consideration of this authorisation, you agree that any copy of these documents which you make shall retain all copyright and other proprietary notices contained herein. Each individual document published by MasterCard Worldwide on the World Wide Web may contain other proprietary notices and copyright information relating to that individual document. Except as expressly provided above, nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under a copyright, trademark or other intellectual property right of MasterCard Worldwide or any third party. Note that any product, process, or technology in this document may be the subject of other intellectual property rights reserved by MasterCard Worldwide, and may not be licensed hereunder.

This publication is provided "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Any MasterCard Worldwide publication may include technical inaccuracies or typographical errors. Changes may be periodically made to these publications; these changes will be incorporated in new editions of these publications. MasterCard Worldwide may make improvements and/or changes in the products and/or the programmes described in these publications at any time without notice.

Should any viewer, by electronic mail or otherwise, of a MasterCard Worldwide published document respond by electronic mail or otherwise with information including feedback data, such as questions, comments, suggestions, or the like regarding the content of any such MasterCard Worldwide document, such information shall be deemed to be non-confidential and MasterCard Worldwide shall have no obligation of any kind with respect to such information and shall be free to reproduce, use, disclose and distribute the information to others without limitation.

Further, MasterCard Worldwide shall free to use any ideas, concepts, know-how or techniques contained in such information for any purpose whatsoever including but not limited to developing, manufacturing and marketing products or services incorporating such information.

MasterCard Worldwide provides access to MasterCard Worldwide international data and, therefore, may contain references or cross references to MasterCard Worldwide products, programmes and services that are not announced in your country. Such reference does not imply that MasterCard Worldwide in your country intends to announce such products, programmes or services.

Below is a listing of trademarks and service marks owned by MasterCard Worldwide and its subsidiaries in the United States which is current as of September 22, 1999. Any questions relating to any trademark of MasterCard Worldwide or its subsidiaries should be referred to the Law Department of MasterCard Worldwide at the following address:

General Counsel
MasterCard Worldwide
2000 Purchase Street
Purchase, New York 10577-2509

Trademarks followed by ® are registered trademarks or service marks of MasterCard Worldwide or its subsidiaries in the United States; all others trademarks or service marks listed below are the subject of trademark applications of MasterCard Worldwide or its subsidiaries in the United States.

MasterCard Worldwide Registered Trademarks

ACCEPTED VIRTUALLY, EVERYWHERE
A HOME FOR THE HOLIDAYS
A REFLECTION OF YOU
ACCOUNT SNAPSHOT
ASSETMASTER®
ASTERISK DESIGN
AUDIO TONE
BANKNET®
BATWING DESIGN®
CIRRUS®
CIRRUS COMPOSITE MARK®
COPPER
Corporate Card Face Design®
CREDITTALK®
DEBIT HOLOGRAM DESIGN
DEBT KNOW HOW
E-P3®
EXPENSYS®
FINANCIAL SURVIVAL®
FLY A FRIEND FOR FREE®
GOLD MASTERCARD®
HOT DEALS®
Interlocking Circles Design®
LODGEMASTER®
MAESTRO®
MAESTRO E-COMMERCE
MAPP®
MASTER ROADASSIST®
MASTERASSIST®
MASTERASSIST MEDICAL PROTECTION®
MASTERCARD®
MASTERCARD & LOGO®
MASTERCARD & LOGO WITH TRAVELERS CHEQUES®
MASTERCARD ACCELERATED RELEASE PLAN
MASTERCARD ACCOUNT SNAPSHOT
MASTERCARD ADVISORS®
MASTERCARD ADVISORS & Design
MASTERCARD ATM ALLIANCE
MASTERCARD ATM ALLIANCE & DESIGN
MASTERCARD AUTOMATIC
MASTERCARD BENCHMARK ADVANTAGE®
MASTERCARD BLACK
MASTERCARD BUSINESS BONUSES®
MASTERCARD BUSINESS SAVINGS®
MASTERCARD BUSINESSCARD®
MASTERCARD CARD CUSTOMIZATION SERVICES
MASTERCARD CHARGEBACK NAVIGATOR®
MASTERCARD CORPORATE CARD®
MASTERCARD CORPORATE & Design®
MASTERCARD CORPORATE EXECUTIVE CARD®
MASTERCARD CORPORATE FLEET CARD®
MASTERCARD CORPORATE MULTI CARD®
MASTERCARD CORPORATE PAYMENT SOLUTIONS®
MASTERCARD CORPORATE PURCHASING CARD®
MASTERCARD DESTINATIONS®
MASTERCARD E-P3®
MASTERCARD EXCLUSIVES & DESIGN®
MASTERCARD EXCLUSIVES ONLlNE®
MASTERCARD EXCLUSIVES ONLlNE & DESIGN®
MASTERCARD EXECUTIVE BUSINESSCARD®
MASTERCARD EXPENSYS®
MASTERCARD FAMILY ACCOUNT
MASTERCARD FOCUS
MASTERCARD GETAWAYS SWEEPSTAKES®
MASTERCARD GLOBAL PREMIUM COLLECTION
MASTERCARD GLOBAL SERVICE®
MASTERCARD GOVERNMENT FLEET CARD®
MASTERCARD GOVERNMENT INTEGRATED CARD®
MASTERCARD GOVERNMENT PURCHASING CARD®
MASTERCARD GOVERNMENT TRAVEL CARD®
MASTERCARD HOT DEALS®
MASTERCARD INSTALLMENT CARD®
MASTERCARD INTERNATIONAL & DESIGN
MASTERCARD M/CHIP®
MASTERCARD MARKET ADVISOR®
MASTERCARD MARKETACCESS®
MASTERCARD MASTERTAGGER®
MASTERCARD MATCH®
MASTERCARD MIDDLE MARKET FOCUS®
MASTERCARD MOBILE AUTHENTICATION
MASTERCARD MONEYSEND
MASTERCARD MULTI CARD
MASTERCARD ONLINE®
MASTERCARD OPEN DATA STORAGE®
MASTERCARD OPERATIONS ADVISOR®
MASTERCARD PAYABLES ACCOUNT
MASTERCARD PAYPASS®
MASTERCARD PAYROLL CARD®
MASTERCARD PAYROLL CARD. A BETTER WAY TO GET YOUR PAY.®
MASTERCARD PAYROLL CARD. UNA MEJOR FORMA DE COBRAR EL SUELDO
MASTERCARD PLATINUM TREASURES®
MASTERCARD PORTFOLIO ADVISOR®
MASTERCARD PREFERRED REWARDS®
MASTERCARD PREPAID SERVICES
MASTERCARD PROFESSIONAL CARD
MASTERCARD PUBLIC SECTOR FLEET CARD®
MASTERCARD PUBLIC SECTOR MULTI CARD®
MASTERCARD PUBLIC SECTOR PAYMENT SOLUTIONS®
MASTERCARD PUBLIC SECTOR PURCHASING CARD®
MASTERCARD PUBLIC SECTOR TRAVEL CARD®
MASTERCARD QUICKLAUNCH
MASTERCARD RELATIONSHIP PLUS
MASTERCARD REWARDS®
MASTERCARD RPPS®
MASTERCARD SECURECODE®
MASTERCARD SIDECARD
MASTERCARD SIGNATURE PANEL®
MASTERCARD SITE DATA PROTECTION SERVICE®
MASTERCARD SMALL BUSINESS CONNECTIONS®
MASTERCARD SMALL BUSINESS CONNECTIONS & Design®
MASTERCARD SMARTLINK
MASTERCARD TRAVELERS CHEQUE®
MASTERCARD TRAVELERS CHEQUE Design®
MASTERCARD VACATIONS®
MASTERCARD WORKING®
MASTERCARD WORKPLACE SOLUTIONS®
MASTERCARD WORLDWIDE
MASTERCARD WORLDWIDE. THE HEART OF COMMERCE
MASTERCARD, IT'S SMART MONEY
MASTERCARD, THE BEST WAY TO PAY ON THE INTERNET®
MASTERCARE®
MASTERCOM®
MASTERCOM & Design®
MASTERCOVERAGE®
MASTERDELIVERY®
MASTERKEY
MASTERLEGAL®
MASTERLINK®
MASTERMARKETINGLINK®
MASTERMILES
MASTERMONEY®
MASTERMONEY BUSINESSCARD®
MASTERPURCHASE®
MASTERRENTAL®
MASTERSOURCE®
MASTERTRIP®
MASTERTRUST
MC2
MC2 Card Design
MCARD
MIA & ROUNDED EDGE CARD SHAPE DESIGN
MIA/MC2 and ROUNDED EDGE CARD SHAPE DESIGN
MISSING LINK
MONEYSEND
MORE LIVING. LESS LIMITS.®
MULTI CARD
ONESMART
ONESMART (STYLIZED)®
ONESMART MASTERCARD
ONETOUCH®
P Design®
PAYPASS®
PAYPASS RADIAL DESIGN®
PLANMASTER®
PLATINUM MASTERCARD®
PLATINUM MASTERCARD VACATIONS®
PORTFOLIO HARMONICS®
PRICELESS®
PRICELESS EXPERIENCE®
PRICELESS MEMORIES SWEEPSTAKES®
PRICELESS MOMENTS
PURCHASE ASSURANCE®
PURCHASE STREET
PURCHASELOGIC®
REPOWER®
RISKFINDER®
ROUNDED EDGE CARD SHAPE DESIGN
RPPS
SCORE FUSION
SECURECODE®
SHAPING THE FUTURE OF MONEY®
SHOP SMART & Design®
SIDECARD
SMALL BUSINESS CONNECTIONS®
SPENDINGPULSE
SPENDINGPULSE & DESIGN
TAP & GO
TAP N GO®
TEAM DEBIT
THE BASEBALL CARD & Design®
THE BEST WAY TO PAY FOR EVERYTHING THAT MATTERS®
THE BEST WAY TO PAY ON THE INTERNET®
THE BEST WAY TO PAY ONLINE
THE CARD THAT'S AS SMART AS I WANT IT TO BE®
THE COMPLETE CHIP SOLUTION®
THE COMPLETE DEBIT PROGRAM®
THE FUTURE OF MONEY®
THE HEART OF COMMERCE
THE LIFESTYLE CARD®
THE NEXT LEVEL OF PURCHASING. PRESENTMENT. PAYMENT.®
THE OFFICIAL 'LIGHTS, CAMERA, ACTION' CARD®
THE OFFICIAL CARD OF THRILLS, CHILLS AND SHRILLS
THE OFFICIAL THRILLS AND CHILLS CARD
THE SIMPLER WAY TO PAY®
THE WAY TO PAY ON THE INTERNET®
THERE ARE SOME THINGS MONEY CAN'T BUY, FOR EVERYTHING ELSE THERE'S MASTERCARD®
UCAF®
VIRTUAL MASTERCARD®
WEBPURCHASING®
WORLD BLACK
WORLD ELITE
WORLD MASTERCARD®
WORLD MASTERCARD UNIQUE EXPERIENCES®
WORLD MASTERCARD, MORE LIVING, LESS LIMITS®
WORLD SELECT
WORLD SIGNIA
YOU'VE GOT THE POWER®
YOUR MONEY. WHEREVER YOU ARE®