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Zero Liability
Have peace of mind knowing you won't be responsible for unauthorized purchases.
As a MasterCard cardholder you are not liable in the event of an unauthorized use of your U.S.-issued MasterCard card. This coverage extends to purchases made in a store, over the telephone, or online.
Zero Liability is provided under the following conditions:
Your account is in good standing.
You have exercised reasonable care in safeguarding your card.
You have not reported two or more unauthorized events in the past 12 months.
What to do if...
If you suspect unauthorized activity on your account, stop using your card and contact the bank that issued your MasterCard card as soon as possible.
Zero Liability does not apply to MasterCard-branded cards issued to an entity other than a natural person; primarily for business, commercial, or agricultural purposes; outside of the U.S. region; or if a PIN is used as the cardholder verification method for the unauthorized transaction(s).