MasterCard celebrated its 40th anniversary in 2006 — a year marked by significant achievements that transformed our company and demonstrated the strength of our business. Our success is achieved by leveraging assets that set us apart in the payments industry. These assets include enhanced payments solutions, strong relationships, a unified global organization and processing platform, knowledge leadership, and diverse and talented employees. Through these strengths, we continue to deliver increased value to all of our constituents. More than ever, we are well positioned to advance commerce globally.