Debit & Prepaid Processing

    Consumers are increasingly embracing debit as the preferred payment method for everyday purchases. In fact, debit purchase volume is expected to grow 94 percent from 2006 to 2010. (1) Due to the convenience, flexibility and global acceptance inherent to prepaid, that segment represents a huge opportunity as well. As a result, global prepaid spending is estimated at $680 billion by 2015. (2)

    Taking full advantage of this opportunity calls for superior processing, a uniquely efficient platform, comprehensive payments expertise, and the agility to support product innovation with exceptional speed to market. The need for a superior debit and prepaid processing solution presents issuers with significant challenges, such as:

    • Legacy systems that inhibit innovation
    • Workflow inefficiency due to outdated processing systems
    • Fragmented view of cardholder payments behavior due to separate providers for processing and brand
    • Concerns about responsiveness when problems arise
    • An aging ATM network that’s not fully leveraged as a point of contact

    How MasterCard Integrated Processing Solutions™ can help.
    MasterCard Integrated Processing Solutions (IPS) is a suite of best-in-class services supporting signature and PIN-based debit and prepaid transactions, which includes card processing, real-time fraud detection, ATM driving, program and card management, a Web portal with advanced workflow tools, and back-office processing services.

    MasterCard IPS offers full-scale processing-it does more than just complete the transaction, it makes every transaction more valuable.

    • The platform-agile and efficient
    • The people-customer focused
    • The products-comprehensive and innovative

    Read more about IPS:
    InfoWorld Names George Spies of MasterCard Worldwide to CTO 25
    More on MasterCard Integrated Processing Solutions (80 KB PDF)

    (1) Nilson Report, September 2006
    (2) Source: BCG/PSE Study, May 2008, Report Commissioned by MasterCard.



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