The acceleration of digital adoption is leading to a reimagination of how consumers shop and engage with merchants. Transformation is upon us as new technologies designed to improve consumer experiences complement and enhance retail journeys.
A digital identity system, both secure and interoperable, as well as fit for the twenty-first century, is long overdue. Digital identification systems are being explored across the globe. We evaluate benefits as well as risks to privacy, cybersecurity and accessibility and their implications.
The power of now
Consumers, businesses, and governments are adopting real-time payments because they are cheaper, faster, and more convenient than traditional methods. We explore how real-time payments enable a more inclusive and efficient payment ecosystem.
Scaling financial inclusion with interoperability
Multiple efforts are underway to achieve financial inclusion. Without ubiquitous connectivity and interoperability, however, progress will be slow. What can be improved to move closer to sustainable interoperability for financial inclusion.