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Credit Wise

Are You Credit Wise?

Being credit wise means playing it smart with your plastic; knowing how to build good credit, how to prevent fraud, and how to develop and stick to a budget so that whether you’re starting out or starting over you start on the right foot.

Credit cards are an important tool for achieving independence and financial freedom. When used wisely they can help you build the kind of good credit that makes it easier to reach your short and long-term goals – goals such as renting an apartment, buying a car, or even buying a house.

Being credit wise really just requires a little homework and some common sense. And just like studying any subject, the best place to start is with the basics.