Skip to main content

NETWORK TOKENIZATION

Network tokenization:
powering the e-commerce
of today and tomorrow

 

Mastercard and Checkout.com explore the fundamentals of network tokenization.
 
 

High performance checkout is within reach.

Network tokenization is foundational to modern, secure e-commerce. 

Key highlights:

  • Widespread adoption: Mastercard has more than doubled the number of its tokenized e-commerce transactions in the past two years¹
  • Higher approval rates: Checkout.com merchants using network tokens saw a 10.3 ppt increase in approval rates²
  • Revenue impact: Checkout.com merchants using network tokens observed a 7.2% increase in gross sales revenue³

Written in partnership with Checkout.com, this whitepaper explores the data and real-world case studies that highlight why tokenization matters and how it’s reshaping digital payments. 

 

1 Mastercard proprietary data, 2025.

2 Authorization approval rate difference based on Checkout.com proprietary data FY 2025, based on first attempts, excluding financial declines, and comparing Checkout.com Network Tokens versus cards.

3 Based on Checkout.com proprietary data, FY 2025 and Mastercard proprietary data, H1 2025. The increase in gross revenue results from the difference in authorization approval rates and savings on fraud-related