When will Strong Customer Authentication be enforced?
SCA will be required across the majority of EEA countries from 31 December 2020.
Exceptions to this are the UK and France, whereby:
- France may provide an extra 3 months grace period (i.e. until 31st March 2021) on a case-by-case basis.
- The UK will maintain a longer transition period until 14th September 2021.
Merchants should prepare to migrate to EMV 3DS (the evolution of 3-D Secure and the preferred SCA solution) as soon as possible in order to be fully compliant with the PSD2 SCA requirements.
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*This information is correct as of September 2020.