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Ready or not, new industry standards came into effect last year and the sooner you get on board, the more your business can benefit.

New requirements introduced by the second Payment Services Directive (PSD2) mean your customers will be asked for more information when they buy from you online, in an attempt to reduce fraud with new higher security standards for online payments. You may already be meeting these requirements, but if not you’ll need to add a method for meeting Strong Customer Authentication (SCA) to your checkout.


SCA must be used for all remote electronic transactions unless an exemption applies. Exemptions include (but are not limited to), Transaction Risk Analysis (TRA), low-value payments (equal to/below €30 with further conditions applying), reoccurring transactions and transactions with trusted beneficiaries (white listing).