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Strong Customer Authentication (SCA) requirements under the European Union’s Second Payment Services Directive (PSD2)

As digital payments evolve to meet changing consumer demands, so does digital fraud technology built to keep these payments secure.

EMV 3DS 2.0 helps prevent Card Not Present (CNP) fraud for digital payments. With EMV 3DS 2.0, customers are quickly authenticated enabling a frictionless and more secure payment experience.

EMV 3DS 2.0 to meet PSD2 SCA requirements

The PSD2 legislation implemented in 2020 required SCA to authenticate online payments. SCA requires a combination of at least two of the following authentication factors for a successful transaction:

With EMV 3DS 2.0 your business can comply with global regulations including PSD2 and SCA while safely increasing approval rates and reducing false declines.