Fraud Prevention

As a MasterCard cardholder, you are not responsible for unauthorized purchases charged to your account. The MasterCard Zero Liability coverage extends to purchases made in a store, over the telephone, or on the Web. If you suspect unauthorized activity on your account, stop using your card and contact the issuer as soon as possible.

The following guidelines can help to reduce the risk of unauthorized purchases appearing on your bill:

Work with companies that you know and trust. If you have any questions, check out unfamiliar companies by calling your state or local consumer protection agency or the Better Business Bureau before you disclose your credit card number or other personal information.

Memorize your PIN number (Personal Identification Number) and keep printed copies of the numbers in a confidential place.

Sign all your payment cards as soon as you get them. This way when salespeople check the signature on the back of your card against the signature on the sales receipt, you will be protecting yourself if your card is lost or stolen.

Check your cards periodically to make sure none are missing.

Destroy and dispose of copies of receipts, airline tickets, travel itineraries and anything else that displays your card numbers.