Home

Personal

Business

Merchants

MasterCard

®

Guide to Benefits

Protection, convenience and more.

From protection against unauthorized purchases, to being welcomed around the world, every MasterCard cardholder enjoys a suite of Standard benefits designed for maximum peace of mind and convenience. While further benefits vary according to card type and by issuing financial institution, the overview below outlines the most common benefits. This information is intended only as a reference for benefits, services and coverages that may be available with your MasterCard card. This information does not guarantee coverage or coverage availability. You should contact the financial institution that has issued your card for complete and accurate details of the benefits you are eligible for.

Your card issuer can cancel benefits at any time and must notify you at least sixty (60) days in advance. Benefits will still apply for any benefits you were eligible for prior to the date of such terminations, cancellation, or non-renewal, subject to the terms and conditions of coverage.

Standard MasterCard® Benefits:

  • Worldwide Acceptance
    With acceptance at millions of locations worldwide, no payment card is more widely accepted globally than MasterCard.
  • Zero Liability
    Pay only for purchases which you have authorized on your MasterCard card. So long as your account is in good standing, you have exercised reasonable care in safeguarding your card, and you have not reported two or more unauthorized events in the past twelve months. Unauthorized purchases are not your responsibility. Exceptions apply.*
  • MasterCard Global Service™
    MasterCard provides emergency customer service anytime, anywhere and in any language. Emergency services such as Lost or Stolen Card Reporting, Emergency Card Replacement and Emergency Cash Advance as well as ATM location information are available.
Valid as of September 1, 2006

Gold MasterCard® & Platinum MasterCard® Benefits:

  • Rent & Repair - Includes MasterRental Insurance, Extended Warranty Coverage, Master RoadAssist® Service, Travel Assistance Services, and MasterCard Global Service
  • Rent & Save - Includes MasterRental Insurance, Purchase Assurance Coverage, Master RoadAssist® Service, Travel Assistance Services, and MasterCard Global Service
  • Shop & Go - Includes Baggage Delay Coverage, Extended Warranty Coverage, Hotel/Motel Burglary Coverage, Lost or Damaged Luggage Coverage, Purchase Assurance Coverage, Master RoadAssist Service, Travel Assistance Services, and MasterCard Global Service
  • Smart Shopper - Includes Extended Warranty, Purchase Assurance Coverage, Satisfaction Guarantee Coverage, Master RoadAssist Service, Travel Assistance Services, and MasterCard Global Service
  • Value Shopper - Includes Extended Warranty Coverage, Price Protection Coverage, Purchase Assurance Coverage, Master RoadAssist Service, Travel Assistance Services, and MasterCard Global Service
  • Travel Plus - Includes Baggage Delay Coverage, Hotel/Motel Burglary Coverage, Purchase Assurance Coverage, Satisfaction Guarantee Coverage, Master RoadAssist Service, Travel Assistance Services, and MasterCard Global Service
  • Traveler - Includes MasterRental Insurance, Lost or Damaged Luggage Coverage, Hotel/Motel Burglary Coverage, Master RoadAssist Service, Travel Assistance Services, and MasterCard Global Service
Valid as of September 1, 2006

World MasterCard® Benefits:

World MasterCard – Includes No Pre-Set Spending Limit with Option to Revolve (minimum $5,000), Year-End Account Summary, Identity Theft Resolution Services, Worldwide Automatic Travel Accident Insurance, Trip Interruption Insurance, Car Rental Insurance / Collision Damage Waiver, Extended Warranty, Price Protection, MasterCard Unique Experience™, Rewards Program and MasterCard Global Service. Explore the many benefits of World MasterCard here.
Valid as of September 1, 2006

World Elite MasterCard

World Elite – Includes Year-End Account Summary, Identity Theft Resolution Services, Worldwide Automatic Travel Accident Insurance, Trip Interruption Insurance, Lost or Damaged Luggage Insurance, Roadside Assistance Service, Car Rental Insurance /Collision Damage Waiver, Extended Warranty, Purchase Assurance, Price Protection, Personal Travel Consultant, Concierge Service, Airport Lounge Access, MasterAssist™ Travel Assistance Services, MasterCard Unique Experiences™, Rewards Program and MasterCard Global Service. Explore the many benefits of World Elite MasterCard here.
Valid as of September 1, 2006

Selection of benefits on your card may vary by card issuer. Please refer to your issuing financial institution for more details. To file a claim or for more information on any of these services, call the MasterCard Assistance Center at 1-800-MC-ASSIST (1-800-622-7747).

Get Adobe® Acrobat Reader®

* Conditions and Exceptions apply. For further details see Zero Liability