About the Trial

Contactless Payments Powered by MasterCard PayPass®

Tap N GoTM with MasterCard PayPass

Just one tap of your MasterCard PayPass card on the PayPass reader at participating locations and you're good to go. It works just like your traditional MasterCard card—but no more swiping or giving your card to cashiers. No fishing for coins or waiting for change. PayPass makes the transaction process simpler and quicker for all—at fast food restaurants, gas stations, convenience stores, and and now the NYC Subway during the trial..

Built-in technology

Contactless payment tags/cards feature a hidden embedded computer chip and radio frequency antennae. After you tap your tag/card on the reader, the tag/card securely transmits payment details wirelessly. Account details are communicated directly to the special reader and are then processed through the highly trusted MasterCard acceptance network in the normal manner. Moments after you tap the reader with your tag/card, you will receive payment confirmation and are on your way.

Safe and secure—just like your traditional card

Your card never leaves your hand. And you get the same level of security that you've been accustomed to with the MasterCard Zero Liability* coverage on unauthorized purchases. Exceptions apply.* The chip within your MasterCard PayPass card has the same information as that on the magnetic stripe of your card. Current MasterCard and Issuer privacy and confidentiality rules apply as per your current cardholder agreement.

Also accepted at over 23 million locations worldwide

MasterCard PayPass is a simpler way to pay at select merchants at a rapidly growing number of locations. MasterCard PayPass cards can also be used in the traditional way at any one of the over 23 million MasterCard acceptance locations around the world.
 
Where Can I Use PayPass?

*Zero Liability does not apply to MasterCard-branded cards issued
  • to an entity other than a natural person or primarily for business, commercial, or agricultural purposes, except the following card programs for small businesses:
    • Debit MasterCard BusinessCard® Card
    • MasterCard BusinessCard® Card
    • MasterCard Executive BusinessCard® Card
    • MasterCard® Professional Card
    • MasterCard® Small Business Multi Card
  • outside of the U.S. region, or
  • if a PIN is used as the cardholder verification method for the unauthorized transaction(s).
Consult your Citi credit Directory of Services or Citibank Client Manual for more information regarding Zero Liability coverage.