What is MasterCard PayPass? MasterCard PayPass is a contactless payment feature that provides cardholders with a simpler way to pay by tapping your card, key fob or cell phone, on a point-of-sale terminal reader rather than swiping or inserting your card. top

How does MasterCard PayPass benefit me? MasterCard PayPass is designed to provide a quick, easy payment method, thereby improving the overall shopping experience. It increases the feeling of security, as you remain in control of your card during the entire payment transaction. It also provides you with better record keeping than using cash for your purchases. top

What is Near Field Communications (NFC)? NFC is a technology that allows a cell phone to securely transmit information wirelessly. It can be used for making payments and transferring information, wirelessly. top

How do I use NFC with MasterCard PayPass? Locate a store that accepts MasterCard PayPass. Approach the cashier, locate the PayPass reader, hold the back of your NFC phone to the reader. When the green lights flash and you hear a beep, the secure transaction is completed. top

How safe is my payment and account information on my NFC-enabled phone? Thanks to special security technology, NFC-enabled contactless payments are as safe as traditional card payment transactions. The phone must be extremely close to the reader to be read. An NFC phone has the capability to be protected by a PIN, so that only you can activate payments. Additionally, MasterCard PayPass transactions are protected by Zero Liability in North America, just like all MasterCard payment programs. top

What if there is a charge on my payment card statement that I don't agree with? Call your credit or debit card issuing bank to resolve the problem. top

What do I do if my phone is lost or stolen? It should be treated the same as the loss of any credit or debit card. Please call your issuing bank to cancel the account. Give them your account information, they'll turn off the account. top