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    Subject: A colleague wants to share some interesting information from MasterCard for Merchants (or MasterCard Merchant Services).

    From: Your Name c/o SendToAColleague@mastercard.com

    Referred to you by your colleague: [Your Name, Your Email]

    Hi [Colleague's Name],

    [Your name] wants to share information about accepting MasterCard payment cards and merchant services that may be important to your business. We hope you find this information useful.

    MasterCard for Merchants provides a wealth of information and resources for merchants who accept MasterCard payment cards or those who are considering accepting MasterCard.

    To see the information that your colleague wants to share, click this link or copy and paste it into your Web browser:

    Regards,
    [Your name]

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    1. Support

      • Interchange Fees

        MasterCard Intra-EEA Fallback POS Interchange Fees

        MasterCard Intra-EEA fallback POS interchange fees are set out below.

        On 12 June 2008 MasterCard announced that, effective 21 June 2008, it would temporarily repeal its MasterCard and Maestro Intra-EEA cross-border consumer card interchange fees in conformity with the European Commission’s 19 December 2007 Decision. These temporary consumer card interchange fees(1) are applicable as of 21 June 2008 to cross-border Point-of-Sale transactions within the MasterCard Europe EEA sub-region as defined below.

        MasterCard has appealed on 1 March 2008 the Commission’s Decision before the Court of First Instance in Luxemburg. Meanwhile, MasterCard continues its dialogue with the Commission services about an interchange fee methodology that the Commission services believe is consistent with the EC Decision.

        MasterCard reserves the right to change the below rates at any time. Any changes will be published promptly on this website.

        The MasterCard Europe EEA sub-region includes the 27 Member States of the European Union (Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxemburg, Malta, Netherlands, Poland, Portugal, Romania, Slovak Republic, Slovenia, Spain, Sweden, United Kingdom), Iceland, Liechtenstein, Norway, Andorra, Falkland Islands, Faroe Islands, French Guiana, Gibraltar, Greenland, Guadeloupe, Martinique, Monaco, Reunion, San Marino, and Holy See (Vatican).

        (1) Interchange fees apply only to the purchase part of the transaction.

        Consumer Cards
        Payment Product Fee Tier Fee Rate
        MasterCard (excluding World Signia),
        MasterCard World
        Chip 0.00%t
        Enhanced Electronic 0.00%t
        Merchant UCAF (*) 0.00%t
        Full UCAF (*) 0.00%t
        Base 0.00%t
        MasterCard World Signia
        Chip 0.00%t
        Enhanced Electronic 0.00%t
        Merchant UCAF (*) 0.00%t
        Full UCAF (*) 0.00%t
        Base 0.00%t
        MasterCard Prepaid Consumer
        Chip 0.00%t
        Enhanced Electronic 0.00%t
        Merchant UCAF (*) 0.00%t
        Full UCAF (*) 0.00%t
        Base 0.00%t
        MasterCard Electronic
        Chip 0.00%t
        Enhanced Electronic 0.00%t
        Full UCAF (*) 0.00%t
        Base 0.00%t
        Debit MasterCard
        Chip 0.00%t
        Enhanced Electronic 0.00%t
        Merchant UCAF (*) 0.00%t
        Full UCAF (*) 0.00%t
        Base 0.00%t
        Maestro
        Chip 0.00%t
        Chip Late Presentment 0.00%t
        PIN Verified 0.00%t
        Signature Verified 0.00%t
        Secure e- & m-commerce 0.00%t
        PayPass 0.00%t
        Maestro Prepaid Consumer
        Chip 0.00%t
        Chip Late Presentment 0.00%t
        PIN Verified 0.00%t
        Signature Verified 0.00%t
        Secure e- & m-commerce 0.00%t
        PayPass 0.00%t
        (*)Applicable only through the use of MasterCard SecureCode via (UCAF) authentication.

        t Temporary rate

        Commercial Cards
        Payment Product Fee Tier Fee Rate
        MasterCard Corporate
        Chip 1.50%
        Enhanced Electronic 1.60%
        Merchant UCAF (*) 1.60%
        Full UCAF (*) 1.75%
        Base 1.90%
        Incentive Rate (**) (-0.30%)
        MasterCard Electronic Corporate
        Chip 1.50%
        Enhanced Electronic 1.60%
        Full UCAF (*) 1.75%
        Base 1.90%
        Incentive Rate (**) (-0.30%)
        MasterCard BusinessCard
        Chip 1.25%
        Enhanced Electronic 1.35%
        Merchant UCAF (*) 1.35%
        Full UCAF (*) 1.50%
        Base 1.65%
        Incentive Rate (**) (-0.30%)
        MasterCard Electronic BusinessCard
        Chip 1.25%
        Enhanced Electronic 1.35%
        Full UCAF (*) 1.50%
        Base 1.65%
        Incentive Rate (**) (-0.30%)
        MasterCard Professional Card
        Chip 1.25%
        Enhanced Electronic 1.35%
        Merchant UCAF (*) 1.35%
        Full UCAF (*) 1.50%
        Base 1.65%
        Incentive Rate (**) (-0.30%)
        MasterCard Purchasing
        Chip 1.25%
        Enhanced Electronic 1.35%
        Merchant UCAF (*) 1.35%
        Full UCAF (*) 1.50%
        Base 1.65%
        Large Ticket Level 1 (***) EUR 20.00 + 1.00%
        Large Ticket Level 2 (****) EUR 45.00 + 0.75%
        Incentive Rate (**) (- EUR 0.50)
        MasterCard Fleetcard
        Chip 1.25%
        Enhanced Electronic 1.35%
        Merchant UCAF (*) 1.35%
        Full UCAF (*) 1.50%
        Base 1.65%
        Large Ticket Level 1 (***) EUR 20.00 + 1.00%
        Large Ticket Level 2 (****) EUR 45.00 + 0.75%
        Incentive Rate (**) (-0.30%)
        MasterCard Prepaid Commercial Cards
        Chip 1.25%
        Enhanced Electronic 1.35%
        Merchant UCAF (*) 1.35%
        Full UCAF (*) 1.50%
        Base 1.65%
        Incentive Rate (**) (-0.30%)
        Maestro Prepaid Commercial Cards
        Chip EUR 0.05 + 0.40%
        Chip Late Presentment EUR 0.05 + 0.75%
        PIN Verified EUR 0.05 + 0.50%
        Signature Verified EUR 0.05 + 0.75%
        Secure e- & m-commerce EUR 0.05 + 1.05%
        PayPass EUR 0.03 + 0.45%
        (*) Applicable only through the use of MasterCard SecureCode via (UCAF) authentication.

        (**) If the acquirer meets the requirements and provides the required additional data, MasterCard will calculate the fee amount by deducting the incentive rate from the applicable interchange fee rate.

        (***) Applicable to transactions over EUR 3,000. The enriched data incentive is not applicable.

        (****) Applicable to transactions over EUR 10,000. The enriched data incentive is not applicable. UCAF: Universal Cardholder Authentication Field

      • Also of Interest

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      Interchange Rates

      Interchange Rates are established by MasterCard and paid by acquirers to issuers on card transactions.

      Rules

      For the rules governing the MasterCard family of brands, or when you need information about MasterCard acceptance, turn here.

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