1. Interchange Rates & Fees

    You should know our business.

    As a MasterCard merchant, it's important for you to know the economic model that underlies payment card transactions. Although MasterCard interchange rates have generally been available to merchants by request to acquirers and other card acceptance providers, we want the process to be as transparent as possible. We want our business to be as transparent as possible to you, because as members of the MasterCard family, you are trusted partners and critical to our success.

    Interchange rates and fees are established by MasterCard and are generally paid by financial institutions called “acquirers” that provide card acceptance services to merchants. Acquirers pay these fees to card issuers. Interchange rates/fees are only one of the many cost components of the Merchant Discount Rate (MDR) that is established by acquirers and paid by merchants in exchange for card acceptance services.

    Please note that MasterCard is not an issuer and has no involvement in acquirer/merchant pricing policies.

    Learn More About Interchange Rates
  2. Also of Interest

Popular Downloads

MasterCard Intra-EEA Fallback POS Interchange Fees

Important information about cross-border fees.

MasterCard Intra-Country Interchange Fees (for EEA countries only)

Important Information about Intra-Country Fees.

Rules

For the rules governing the MasterCard family of brands, or when you need information about MasterCard acceptance, turn here.