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Features and Benefits of the Debit MasterCard BusinessCard®
- Reduce your need for checks or cash for increased purchasing flexibility, convenience, and safety.
- Increase your money management capabilities with easier and more accurate record keeping.
- Protect yourself against unauthorized purchases and have peace of mind knowing your card issuer won't hold you responsible for unauthorized purchases.
- Insure and protect your business with extensive business and travel services.
MasterCard, It's Smart MoneyTM. Reduce your need for checks or cash
- Automatically deduct funds from your business checking account-no need to write a check, show identification, or wait for check approvals.
- No monthly payments or finance charges (unless you utilize an overdraft line of credit).
- No need to carry extra cash or keep a lot of petty cash on hand with millions of acceptance locations and over 900,000 ATMs worldwide.
- Get authorization for immediate shipment of any mail, phone, or Internet orders.
- Set variable daily limits on purchase and cash withdrawals to protect account from fraud.
- Request extra cards for your employees with preset spending limits.
Increase your money management capabilities
- Get a receipt with every purchase to better keep track of spending.
- Set spending controls for employees.
- Reduce the need to use personal funds for business purchases.
- Receive detailed monthly bank statements for easy account reconciliation, expense reporting, and identification of tax deductions.
- Access Smart Data Express and other tools to help you organize, consolidate, analyze, and manage your card spending data.
Insure and protect your business
- Purchase Assurance® and Extended Warranty
For items purchased with the Debit MasterCard BusinessCard, ninety days theft and damage protection on purchases and most manufacturers' U.S. warranties are doubled. - MasterCard Global Service®
Lost and stolen card reporting, emergency card replacement and emergency cash advances. - Master RoadAssist® Roadside Service
24-hour emergency roadside assistance. - Travel Services Medical Protection®
Medical expense coverage up to maximum benefit of $2,500 per person, per trip for costs relating to hospital admission or emergency care. - MasterTrip® Travel Assistance
Emergency cash, replacement of lost tickets and documents, and lost luggage assistance. - MasterLegal® Referral Service
Provides legal referral and bail bond assistance while cardholders are abroad. - MasterCoverage® Liability Protection Program
Provides liability protection against unauthorized employee charges up to $15,000 per card for businesses with 5 or more cards. (Businesses with 2-4 cards are protected up to $5,000 per card.) - MasterRental® Insurance Coverage
Provides full-value-primary loss coverage (up to $50,000) and secondary personal effects coverage for rental vehicles for up to 31 consecutive days. - MasterCard® VAT (Value Added Tax) Reclaim Service
The VAT Reclaim Service from MasterCard provides companies doing business in Europe an easy and efficient way to reclaim their VAT.
Zero Liability*
As a MasterCard cardholder your card issuer won't hold you liable in the event of an unauthorized use of your U.S.-issued MasterCard card. Exceptions apply.* This coverage extends to purchases made in a store, over the telephone, or online.
Zero Liability is provided under the following conditions:
- Your account is in good standing.
- You have exercised reasonable care in safeguarding your card.
- You have not reported two or more unauthorized events in the past 12 months.
*Zero liability shall not apply to cards issued to an entity other than a natural person or primarily for business, commercial, or agricultural purposes, except that the Rule apply to the card programs for small business described on www.mastercardbusiness.com or if a PIN is used the Cardholder verification method for unauthorized transaction(s).
