MasterCard ExpenSys

Concur Technologies, Inc. is the world's leading provider of Corporate Expense Management solutions. Concur’s solutions include travel and entertainment expense management, and employee request for vendor payments management. Concur’s solutions streamline business processes, reducing costs and increasing operational efficiencies while empowering financial managers to apply greater intelligence to their company's spending patterns. For more information about Concur, please visit the company’s Web site at www.concur.com.

Geac is a global enterprise software company for Business Performance Management, providing customers worldwide with the core financial and operational solutions, and services to improve their business performance in real time. The Geac Performance Management suite includes several modules for expense management, including Geac Expense Reports, Geac Travel Plans and Geac Payment Requests. Further information is available at www.extensity.geac.com or through e-mail at info@geac.com.

Gelco Expense Management, a division of Gelco Information Network, is the largest and most experienced provider of expense management and reimbursement programs. For over 100 years, Gelco has been providing a comprehensive outsourced expense management solution to help organizations realize Time and Expense cost savings by enforcing policy compliance, gaining processing efficiencies, and capturing comprehensive travel data. The Gelco solution empowers organizations with a complete suite of services for Web-based expense reporting, auditing, reimbursement, and analysis services. For more information about Gelco, please visit the company’s Web site at www.gelcoexpense.com.

After payroll, discretionary expenses account for your second largest controllable cost. By implementing an expense management solution with Necho, a leader in this field, your company will realize considerable time savings, while reducing inefficiencies and streamlining procedures. Necho is committed to providing customers with flexible, full-service expense management solutions, configured to their specific needs. Using any of MasterCard's corporate card programs, Necho's solution will accept an electronic data feed that will pre-populate the expense reports for expedited processing. For more information about Necho, please visit the company’s Web site at www.necho.com.

From expense to reimbursement, through self-service data capture, management approval, accounting, and reporting, Oracle Internet Expenses is a robust travel and entertainment solution that streamlines and automates your spend management. With Oracle Internet Expenses you can:

• Reduce transaction processing costs
• Cut reimbursement cycle times
• Improve employee productivity
• Curtail data errors

Oracle Internet Expenses is part of the Oracle E-Business Suite, an integrated set of applications that are engineered to work together. For more information about Oracle Internet Expenses, please
visit the company’s Web site at www.oracle.com.

Concur has recently acquired Outtask, provider of the market leading Cliqbook corporate travel booking solution. The acquisition of Outtask solidifies Concur’s position as the only on-demand provider with a seamless set of solutions focused on Corporate Expense Management.

An innovator in Web applications and services, Outtask, Inc. is a leading provider of 'Software as a Service', delivering employee-facing applications to companies in the area of corporate travel, expense, and recruiting management. Companies around the globe leverage Outtask's expertise, market-leading solutions, business intelligence, and professional services to achieve operational efficiencies, recapture lost savings, enhance customer satisfaction, and drive overall savings to an organizations bottom line.

For more information about Concur's Outtask solutions, please visit the company's Web site at www.outtask.com.

Implementing best practices in expense management with PeopleSoft Expenses enables customers to trim unnecessary costs and reduce travel and expense processing time. PeopleSoft Expenses also helps companies enforce adherence to internal control policies and corporate governance requirements as a key part of a sustainable compliance framework.

PeopleSoft Expenses is part of Oracle's PeopleSoft Financial Management suite of applications.

For more information about Oracle's PeopleSoft solutions, please visit the company's Web site at www.oracle.com.

SAP Travel Management—an integrated, online managed solution—offers a complete suite of applications which help our customers manage all operational and strategic aspects of their corporate business travel. SAP Travel Management is integrated with mySAP Financials and mySAP Human Resources, with full data integration and consolidation across the entire process. Accelerated processes and strategic decision support are its core objectives. For more information about SAP, please visit the company’s Web site at www.sap.com/travelmanagement.