MAPPL reserves the right to vary the terms and conditions herein at any time at its absolute discretion without notice.

Promotion Period

July 5, 2008 to September 1, 2008 (the "Promotion Period")

Qualifying Transactions

1. Every qualifying transaction made in Malaysia using a MasterCard credit card, MasterCard debit card, MasterCard Prepaid card or MasterCard Electronic card, regardless of which country it is issued in, during the Promotion Period shall automatically entitle the cardholder thereof to one chance in the draw. A qualifying transaction means a transaction processed via MasterCard Interface Processor (MIP) within Malaysia, including Mail Order Telephone Order (MOTO) & internet transactions with Malaysia merchants but excludes cash disbursement and ATM withdrawal.
2. The Promotion will be advertised and promoted globally to the extent permitted by local law by MAPPL and its affiliates as well as by its member banks.

Promotion Mechanics

1. Each transaction charged by a cardholder to their MasterCard credit card, MasterCard Electronic card, MasterCard debit card and MasterCard Prepaid card during the Promotion Period, within Malaysia (subject to Clause 2) entitles the cardholder a chance to win one of a total of 6 prizes (the “Prizes”) as follows:
   1. A Grand Prize of RM50,000; or
   2. Five Secondary Prizes of RM10,000 each.
2. The Prizes are to be credited into the respective cardholders’ MasterCard account used to make the winning purchase or, if the crediting of such an amount is not authorised by law or by the winner's issuing bank for any reason, issued in the form of a cheque.
3. If any of the winners’ account is located in a jurisdiction other than Malaysia, prior to crediting the account or drawing a cheque as applicable:
   1. the Prizes will be converted to the relevant currency of the winner's account using the currency exchange rates determined by MasterCard at its sole discretion; and
   2. to the extent any taxes, duties or other charges are payable by MasterCard in transferring the Prizes to the winner's account, these will be deducted from the Prizes and the winner will receive the Prizes less any such taxes, duties or charges.

Selection of Winners

1. Six winners will be selected from transactions made during the Qualifying Period. Only the millionth transactions will be short-listed as qualifying entries for the contest ie the 1,000,000th, 2,000,000th, 3,000,0000th transaction for the entire Promotion Period, to which the six cardholders with the highest value transactions made during the Qualifying Period will be contacted by the Promoter. The cardholders must correctly answer the questions posed to him/her before he/she may win the Prizes. If any of the cardholders with the qualifying entry cannot answer the question, he/she will be eliminated and the cardholder who made the next highest value transaction will be posed the question, and so on until six winners have been selected, in the order of the value of their qualifying entry transaction. The cardholder who answers the question correctly and who had the qualifying entry made from the highest value transaction will be the Grand Prize winner. The remaining five cardholders who answer the questions correctly will be the Secondary Prizes winners. MAPPL shall endeavor to contact by telephone (based on contact details provided by the relevant MasterCard card issuing bank) each shortlisted cardholder on a best effort basis but shall not in any event be obliged to make more than three attempts.
2. Each transaction by domestic and foreign cardholders made during the Qualifying Period will get one chance to win the Prizes, respectively.

The Results

1. There will be six winners for the Prizes, and they will be given the amount comprising the Prizes, which will be credited into the cardholders’ MasterCard account used to make the winning purchase or a cheque will be issued if the crediting of such an amount is not authorised for any reason at law or by the winner's issuing bank.
2. The draw will be conducted in MAPPL’s office on September 22, 2008 at Level 19, 12 Jalan Gelenggang, Damansara Heights, 50490 Kuala Lumpur, Malaysia. The winners will be announced on October 16, 2008 or within 14 days following the determination of the winner under the Promotion (whichever is the later) in The Star in Malaysia.
3. The winners will be notified by telephone and by ordinary post. Notice shall be deemed to have been given by telephone by contacting the number of the participant and by ordinary post by posting such notification to the winners’ addresses (both as determined by the relevant MasterCard card issuer's account records).
4. The winners are required to submit the following documents to MAPPL at Level 19, 12 Jalan Gelenggang, Damansara Heights, 50490 Kuala Lumpur, Malaysia for locals and MasterCard overseas offices if the winners are foreigners not residing in Malaysia, within seven working days, following notice by telephone:
   1. the original transaction receipt or billing statement, with his/her name, address, contact numbers written legibly on the back;
   2. a clear legible copy of his/her NRIC/Passport;
   3. a clear legible copy of his/her MasterCard credit card, MasterCard debit card, MasterCard Prepaid card or MasterCard Electronic card that was used.
5. All transaction dates will be based on the date indicated on the original transaction receipt submitted.
6. MAPPL reserves the right, in its sole discretion, to reject a Prize winner if he/she is unable to satisfy the conditions set out in paragraph 5(d).

MAPPL, MasterCard, its members, associated companies and agencies and their respective directors, officers, employees and agents shall not, to the extent permissible by law, be liable in any way whatsoever in respect of the following:

1. any entry that is damaged, lost, stolen, misdirected or otherwise not received;
2. inaccurate entry information, howsoever caused;
3. any amount charged to a participant's account in the course of entering the Promotion;
4. virus or other corruption, technical or mechanical error or failure, human error, negligence or unauthorised human intervention in any part of the entry processes or the operation or administration of the Promotion;
5. any liability, loss, injury, claim or damage (including without limitation death or personal injury) incurred or suffered by any winner, other participant or other person which may be caused, directly or indirectly, in whole or in part, from any participation in the Promotion or the receipt, use or misuse of any prize. Each participant shall indemnify and hold harmless MAPPL, MasterCard, its members, associated companies and agencies and their respective directors, officers, employees and agents against any claim, action, proceeding, judgment, damage, loss, expense or liability made against or incurred by the same in connection with such participant's participation in the Promotion and, in the case of a winner, the receipt, use or misuse of any prize by any person.

MAPPL reserves the right, in its sole discretion, to disqualify any entry and to modify, terminate or suspend this Promotion in the event that the administration, security, fairness or proper play of the Promotion be interfered with or otherwise impaired for any reason whatsoever and, if the Promotion is so modified, terminated, or suspended, select a winner(s) from eligible, non-suspect entries received prior to such event.

These terms and conditions shall be governed by the laws of Malaysia and participants of the Promotion agree to submit to the non-exclusive jurisdiction of the courts of Malaysia. The Promotion is not open to persons whose law of domicile prohibits them from participating in the Promotion and/or winning the relevant prize under the Promotion and in the event such persons are chosen as a prize winner, a redraw will be conducted to determine the replacement winner of the Prizes.