Protecting Your Credit Reputation
How to Protect Your Credit ReputationThe best way to protect your credit is to take an active role in maintaining responsibility for it – spend and make payments wisely, and never compromise the security of your card or identity.
Minimize Your Risk of Fraud.
Credit Card Fraud is a crime which occurs when someone obtains key pieces of information such as your NRIC/Passport number, your credit card number, or some other piece of your personal information and uses them for his or her own gain.
Often victims of fraud are unaware of what has happened until they notice something's not right: they receive bills for a credit card account they never opened, their credit report lists unknown debts; a card billing cycle passes without receiving a statement; or charges that they didn’t sign for, didn’t authorize, and don’t know anything about appear on their statement.
Victims are left with the complicated task of restoring their credit and their good names.
Outsmart the thieves.Here's how: