Request a Card

	Key Benefits
	Accepted at over 32 million locations around the world
	Low interest rate of 12.95% p.a* on purchases. - to help make paying off your credit card over a longer timeframe that bit easier.
	Payment flexibility – choose how to pay and how much. You can pay your credit card balance in full each month, or spread out your payments. You'll just need to meet the minimum payment (2% of the closing balance or $5, whichever is the greater) each month.
	Features
	Annual Charge: $65, paid in two 6 - monthly instalments of $32.50.
	Annual Interest Rate: The interest rate for purchases is 12.95%p.a. The interest rate to cash advances is 22.45% p.a.
	Interest Free Days: Upto 55 days on purchases(excludes cash advances*)
	Additional Cards: Joint and additional card options are available ($15 per year per card)

*The interest rate is current as at 1 January 2012, but is subject to change. Other fees and charges may be payable. Interest on cash advances accrues from the day the advance is made.

Full terms and conditions are available by phoning Westpac Card Services in New Zealand.

Westpac New Zealand Limited's current standard credit card lending criteria apply to all applications and transfers. Credit card conditions of use will apply.

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