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Westpac Titanium MasterCard
Overview

This is an ideal credit card for
  • People who want more from their credit card., more flexibility, more service, more cover, and more rewards
  • Individual income of $75,000
  • Anyone who wants a credit limit of $15,000 or more


Key Benefits

Accepted at over 28 million locations around the world.


The SideCard – The Titanium SideCard may be a mini version of your main card but there's nothing tiny about what it can do. As well as having the same benefits as the main card, with your SideCard you can…


set your own daily purchasing limit, and change it whenever you like – increase it to buy something big, or reduce it for online shopping.


use it to pay for things over the phone or Internet – and so keep your main card number secret


never go without – if your SideCard is lost or stolen, you can keep using your main card while you wait for a replacement


put it on your key ring for more convenience.


For extra protection the SideCard can't be used at ATM's, zip zap machines or insert-card EFTPOS terminals – it's designed to use in swipe-card EFTPOS terminals and online


  • 24-hour concierge service - It's like having your own personal assistant to help you with a host of travel and entertainment needs anywhere, anytime. Through an exclusive free phone number you can arrange a bouquet for Mothers Day, arrange theatre tickets, breakfast in Venice and much more.
  • Home Assist - For help around the house call Home Assist for anything from arranging a plumber to getting a broken window fixed.
  • More hotpoints rewards - If you join our hotpoints reward programme, for every dollar you spend on your Westpac Titanium credit card, you'll get 1.5 hotpoints® You can redeem your hotpoints for a wide range of rewards including cash vouchers, convert them to Air New Zealand Airpoints Dollars TM or get the latest in lifestyle products, exclusive excursions and adventures.
  • Special offers – from time to time we'll tell you about special Westpac Titanium cardholder-only offers and deals on travel and accommodation.
  • Insurance – You can get superior peace of mind from a wide range of cover, including…

Complimentary travel insurance for up to 4 months * – you just need to pay at least NZ$500 (or NZ$250 if travelling to Australia or a South Pacific Island ) of your pre-paid travel costs with your Titanium card before you leave.


Extended warranty and purchase protection * - pay for your purchases in full with your Titanium card, and you're covered for 3 months if they're lost, damaged or stolen


Lower than standard interest rate At just 16.95% the interest rate is lower than most standard cards.


Features
Action Arrow Credit limit of $15, 000 or over
Action Arrow SideCard with a daily purchasing limit of between $100 and account credit limit
Action Arrow Reward programme – hotpoints
Action Arrow Complimentary insurance
Action Arrow Distinctive stippled strip across the top of the card to preventing counterfeiting.
Rewards
Action Arrow Travel - You can convert hotpoints® into Air New Zealand Airpoints Dollars, or redeem them for travel vouchers at a range of travel agencies.
Action Arrow Shopping - hotpoints can be redeemed for a range of vouchers at over 1,500 retail outlets around New Zealand
Action Arrow Leisure/Sport - hotpoints can be redeemed for a range of vouchers at over 1,500 retail outlets around New Zealand , including a range of sporting and leisure retailers.
Action Arrow Entertainment ‐ Yes exclusive to Titanium cardholders, hotpoints can be redeemed for a range of experiential rewards.
Action Arrow Community Assistance – Yes you can use redeem hotpoints for a donation to charity.

Members automatically earn points every time they purchase something with their card. As a Westpac Titanium cardholder, they earn 1.5 points for every dollar they spend, and the points are valid for three years, so there's plenty of time to use them.


You can redeem your points for just about anything you like. This includes:


  • vouchers that can be used at over 1,500 retailers
  • converting your points into Air New Zealand Airpoints Dollars™ and using them to see the world
  • an assortment of quality product and experiential rewards exclusive to Westpac Titanium cardholders
  • gifting your hotpoints to any other hotpoints member
  • donating your hotpoints to charity, or
  • paying for your annual credit card fee.

As well as hotpoints rewards, there are exclusive Westpac Titanium cardholder only offers, which cardholders may purchase directly with their card, for example accommodation and airline offers to fantastic destinations.



Bonus Partners


A bonus partner programme will be instigated in 06, but we do currently have over 1,500 retailers at which cardholders can redeem vouchers.


*Some terms, conditions exclusions and limits may apply with these complimentary insurances.


Westpac Banking Corporation (‘Westpac') current credit card lending criteria apply to all applications and transfers. Credit Card Conditions of Use will apply. The interest rate shown is current as at 1 September and subject to change without notice.


Airpoints Dollars is a registered trademark of Air New Zealand Limited. hotpoints® is a registered trademark of Westpac. hotpoints membership fee, terms and conditions apply. Air New Zealand Airpoints Dollars™ terms and conditions apply.


MasterCard Comparison Table

Westpac Titanium MasterCard

Rewards Scheme

Standard points structure
$1 = 1.5 hotpoints
Bonus hotpoints are offered at different times of the year as well as through special retailer offers


Apply Now!

Apply online at www.westpactitanium.co.nz or www.westpac.co.nz
Call us to get an application sent out to you on 0800 888 788


For Further Information

Call 0800 888 788