Request a Card

	Key Benefits
	Accepted at over 28 million locations around the world
	Earn Reward Points automatically for free, there’s no joining fee
	Optional SmartGuard Insurance to protect your repayments in the event that you cannot work.
	Low $34 annual account fee ($17 charged six monthly)
	No transaction fees on purchases (other fees may apply, see below)
	Up to 55 days interest free
	Cash advances
	PIN for access to ATM’s
	Free Joint account or additional cardholder
	Features
	Annual Fee: $34 ($17 charged half yearly)
	Annual Interest Rate: 19.80% p.a.
	Balance Transfer: 3.99% p.a. for three months. Conditions apply.
	Interest Free Days: up to 55 days
	Additional Cards: Yes, no annual fee for any additional card(s)
	Cash Advance facility: Yes
	The Warehouse Rewards MasterCard is also an affordable card to use abroad. When applying the currency conversion fee we only charge you the MasterCard surcharge of 1%, making it one of the cheapest credit cards to use for purchases overseas.
	Rewards
	enrolment automatic
	no joining or annual fee
	every $ you spend earns 1 Point
	no minimum purchase
	redeem Points for vouchers, etc.
	bonus Points also available: Use your Rewards MasterCard every time you shop at The Warehouse or Mobil and earn even more Reward Points! You get 1.5 Points for every $1 spent. So you’re earning points faster towards some great rewards.

The Warehouse Financial Services current credit card lending criteria apply to all applications and transfers.

The interest rates are current as at 12 March 2009 but is subject to change. Other fees and charges may be payable and are listed on our website. Interest on Cash Advances accrues from the day the advance is made.

Credit Card Repayment Insurance is underwritten by Sovereign Assurance NZ Ltd

Rewards programme terms and conditions apply.