Request a Card

	Key Benefits
	Accepted at over 29 million locations around the world.
	Automatically enrolled in the My Rewards programme for free.
	Optional SmartGuard Insurance to protect your repayments in the event that you cannot work.
	Low $34 annual account fee ($17 charged six monthly)
	No transaction fees on purchases (other fees may apply, see below)
	Up to 55 days interest free
	Cash advances
	PIN for access to ATM’s
	Low annual fee for joint accounts or additional cards issued.
	Features
	Annual Fee: $34 ($17 charged half yearly)
	Annual Interest rate: 19.95%
	Balance Transfer: 5.99% p.a for 6 months on balances transferred.
	Interest Free Days: up to 55 days
	Low annual fee for joint accounts or additional cards issued.
	Cash Advance facility: Yes
	The Warehouse Rewards MasterCard is also an affordable card to use abroad. When applying the currency conversion fee we only charge you the MasterCard surcharge of 1%, making it one of the cheapest credit cards to use for purchases overseas.
	Rewards
	enrolment automatic
	no joining or annual fee
	every $1 you spend you shop here, online and overseas earns 1 My Rewards point
	no minimum purchase
	Redeem accumulated My Rewards points for gift vouchers
	Bonus My Rewards points: Earn double My Rewards points when you shop at The Warehouse stores, fill your card at Mobil Service stations or you shop at Warehouse Stationery. Earn triple My Rewards points when you shop at www.thewarehouse.co.nz.

The Warehouse Financial Services current credit card lending criteria apply to all applications and transfers.

The interest rates are current as at 30 May 2011 but is subject to change. Other fees and charges may be payable and are listed on our website. Interest on Cash Advances accrues from the day the advance is made.

Credit Card Repayment Insurance is underwritten by Sovereign Assurance NZ Ltd

Rewards programme terms and conditions apply.