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National Bank Gold Thoroughbred MasterCard

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Rewards Overview

The card that’s more rewarding with the exclusivity of Gold benefits.


Gold Thoroughbred Card is a cash card, a phone banking card and a credit card that offers the opportunity to earn CashBack Rewards. One card, for all your banking at home and overseas.

Key Benefits
Action Arrow Accepted at over 28 million locations around the world
Action Arrow An increased opportunity to earn CashBack rewards with up to $50,000 of your spend on purchases in 12 months eligible for a reward with all the benefits of Thoroughbred standard card.
Action Arrow Minimum credit limit to $5,000.
Action Arrow Extensive overseas travel insurance cover with emergency and traveller benefits.
Action Arrow Priority Thoroughbred Global Services – with additional Gold benefits.
Action Arrow Travel Inconvenience Insurance – cover in New Zealand and Overseas.
Features
Action Arrow Annual account fee:$95.
Action Arrow Joint account fee $125.
Action Arrow Additional cardholder fee: $30 per annum
Action Arrow Annual Interest Rate: Please refer to www.nationalbank.co.nz for current interest rates.
Action Arrow Credit and Debit card in one (access to current and savings accounts).
Action Arrow CashBack Rewards
* Please note once qualifying purchases reach $50,000 each year, no further CashBack points will accumulate.
Rewards Scheme

CashBacks reward you for purchases you make with your Thoroughbred credit card. You can receive up to 1% cash back for the first $50,000 you spend on purchases with your card during a 12 month period.

To qualify for a CashBack Reward you only need to spend $2,000 on purchases over 12 months. CashBack Rewards have two earning rates, so your reward depends on your level of annual spend:

Gold Thoroughbred Card

Annual Spend CashBack Reward
$2,000 - $6,999 0.5%
$8,000 - $50,000* 1.00%

  • Spend $5,000 on purchases within 12 months and your CashBack Reward is 0.5% of $5,000 = $25
  • Spend $12,000 on purchases within 12 months and your CashBack Reward is 1% of $12,000 = $120

The more you spend (up to $50,000), the more cash back you receive. It's easy to do. Just use your card for everyday purchases, such as your grocery shopping.

It's easy to see how many CashBack Points ($1 spent = 1 CashBack Point) you have earned each month and year to date just by checking your monthly statement. It also tells you when you'll receive your reward.

Your reward will automatically be calculated and credited to your Thoroughbred credit card account, at the end of each 12 month period, on the anniversary of the date of your first purchase transaction.

* Please note once qualifying purchases reach $50,000 each year, no further CashBack points will accumulate.


MasterCard Comparison Table

National Bank Gold Thoroughbred MasterCard


Apply over the phone. Call us on 0800 741 741.

For Further Information

Call us on 0800 741 741.
Details of fees, charges and Terms and Conditions are available on www.nationalbank.co.nz

There is a current Disclosure Statement published by ANZ National Banking Group (New Zealand) Limited, a copy of which may be obtained from any branch of The National Bank.