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Overview
The card that’s more rewarding
Thoroughbred Card is a cash card, a phone banking card and a credit card that offer you the opportunity to earn CashBack Rewards.To earn CashBack rewards you only need to spend $2,000 per year to qualify. One card, for all your banking at home and overseas.
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Key Benefits |
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Accepted at over 28 million locations around the world |
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CashBack Rewards – receive up to 1% cash back for the first $30,000 you spend on purchases with your card during a 12 month period, and you only need to spend $2,000 per year to qualify. |
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A credit card and cash card in one – use it to:
- Access your cheque and savings accounts, and
- Make purchases and get easy access to cash at millions of locations worldwide
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Thoroughbred Global Services – exclusive access to 24 hour premium travel advice and emergency assistance when travelling overseas |
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Features |
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Annual Fee: $45 per annum |
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Additional cardholder fee: $25 per annum |
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Annual Interest Rate: Please refer to www.nationalbank.co.nz for current interest rates. |
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Interest Free Days: up to 55 Days |
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Joint account fee - $45 per annum. |
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CashBack Rewards |
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Cash Advance Facility:
Yes |
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Please note once qualifying purchases reach $30,000 each year, no further CashBack points will accumulate. |
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Rewards |
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Cash |
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Rewards Scheme |
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CashBack Rewards
CashBacks reward you for purchases you make with your Thoroughbred
credit card. You can receive up to 1% cash back for the first $30,000
you spend on purchases with your card during a 12 month period.
To qualify for a CashBack Reward you only need to spend $2,000 on
purchases over 12 months. CashBack Rewards have two earning rates, so
your reward depends on your level of annual spend:
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Thoroughbred Card |
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| Annual Spend |
Reward Rate |
| $2,000 - $7,999 |
0.5% |
| $8,000 - $30,000* |
1.0% |
- Spend $5,000 on purchases within 12 months and your
CashBack Reward is 0.5% of $5,000 = $25
- Spend $12,000 on purchases within 12 months and your
CashBack Reward is 1% of $12,000 = $120
The
more you spend (up to $30,000 per annum), the more cash back you
receive. It's easy to do. Just use your card for everyday purchases,
such as your grocery shopping.
It's
easy to see how many CashBack Points ($1 spent = 1 CashBack Point) you
have earned each month and year to date just by checking your monthly
statement. It also tells you when you'll receive your reward.
Your
reward will automatically be calculated and credited to your
Thoroughbred credit card account, at the end of each 12 month period,
on the anniversary of the date of your first purchase transaction.
*Please note once qualifying purchases reach $30,000 each
year, no further CashBack points will accumulate. |
MasterCard Comparison Table
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Apply over the phone. Call The National Bank on 0800 741 741.
Details of fees, charges and Terms and Conditions are
available on www.nationalbank.co.nz
There
is a current Disclosure Statement published by ANZ National Banking
Group (New Zealand) Limited, a copy of which may be obtained from any
branch of The National Bank.
For Further Information
Call the National Bank on 0800 741 741
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