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	Key Benefits
	Accepted at over 28 million locations around the world
	Earn Air New Zealand Air points Dollars™ (1 Airpoint Dollar for every $150 spent)2 every time you make a purchase using your GlobalPlus card.
	Your card doubles as a BNZ MasterCard credit card and your Air New Zealand Air points-membership card.
	Access to instant credit and cash3 in New Zealand and overseas4 as well as emergency cash and card replacement.
	Up to 44 days interest free credit
	CreditCare Plus repayment cover is available5.
	Can convert Fly Buys points to Airpoints Dollars. As soon as you have 300 Fly Buys Points you can convert them to 48 Airpoints Dollars6.
	Features
	Annual Fee: $55 per year ($27.50 charged half yearly)
	Annual Interest Rate: Please refer to www.bnz.co.nz for current rates
	Interest Free Days: up to 44 days
	Additional/Joint Cards available: $12.90 per year ($6.45 charged half yearly)
	Cash Advance Facility: Yes

1. Our lending criteria and account fees apply. Air New Zealand Airpoints Programme terms and conditions apply. Earning and redemption rates are subject to change without notice.
Bank of New Zealand (and its related companies) do not guarantee the redemption of Airpoints Dollars™ or that Airpoints Dollars™ will continue to be offered for products or services provided by them.

2. Airpoints earning rates are subject to change without notice. This information is intended for New Zealand registered Airpoints Members only. Other Airpoints Members should contact Bank of New Zealand for more information.

3. Cash advance fee applies.

4. Foreign currency service fee applies.

5. CreditCare Plus is arranged by Bank of New Zealand and is underwritten by CIGNA Life Insurance New Zealand Limited. Bank of New Zealand receives a commission for arranging CreditCare Plus. Bank of New Zealand does not guarantee the obligations of CIGNA. If CIGNA refuses a claim, Bank of New Zealand will not be liable.
Cover is subject to the terms, conditions and exclusions contained in the policy document.

6. Conversion rate subject to change. Minimum conversion rate is 300 Fly Buys points to 48 Airpoints Dollars, then you can convert Fly Buys points at 150 to 24 Airpoints Dollars.

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