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BNZ Gold MasterCard1

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Rewards Overview
A BNZ Gold MasterCard offers you greater benefits than a Classic credit card, including greater freedom and more spending power, and can be linked to Fly Buys. Fly Buys points can be redeemed for domestic flights and international flights to Australia and for everyday rewards such as magazines, fragrances, electronic goods, wine, accommodation and various specials from time to time.

Key Benefits
Action Arrow Accepted at over 28 million locations around the world
Action Arrow Once activated Gold International Travel Insurance can protect you and your family for up to 35 days3.
Action Arrow Pay no interest for up to 55 days on purchases.
Action Arrow Link your card to Fly Buys and collect points for every $50 of purchases you make2.
Action Arrow Added protection available with CreditCare Plus card insurance4.
Action Arrow Interest is paid on credit balances making your card a great savings account.
Features
Action Arrow Annual Fee:
$80 per year ($40 charged half yearly)
Action Arrow Annual Interest Rate:
Please refer to www.bnz.co.nz for current rates
Action Arrow Interest Free Days:
Up to 55 days
Action Arrow Additional/Joint Cards available:
$19.90 per year ($9.95 charged half yearly)
Action Arrow Cash Advance Facility:
Yes

1. Our lending criteria and account fees apply.


2. Fly Buys terms and conditions apply. Fly Buys collection rates are subject to change without notice. Bank of New Zealand (and its related companies) do not guarantee the redemption of Fly Buys or that Fly Buys will continue to be offered for products or services provided by them.


3. Gold International Travel Insurance is subject to the terms, conditions and exclusions (for example, age limitations) contained in the Gold International Travel Insurance policy. Gold International Travel Insurance is provided to Gold cardholders by American Home Assurance Company (New Zealand Branch), the Insurer, pursuant to an agreement with Bank of New Zealand, under which Bank of New Zealand makes the policy available to Gold cardholders. Bank of New Zealand is neither the insurer nor agent of American Home Assurance (New Zealand Branch) in relation to Gold International Travel Insurance and does not guarantee the obligations of American Home Assurance Company (New Zealand Branch) under the policy.


4. CreditCare Plus is arranged by Bank of New Zealand and is underwritten by CIGNA Life Insurance New Zealand Limited. Bank of New Zealand receives a commission for arranging CreditCare Plus. Bank of New Zealand does not guarantee the obligations of CIGNA. If CIGNA refuses a claim, Bank of New Zealand will not be liable. Cover is subject to the terms, conditions and exclusions contained in the policy document.


MasterCard Comparison Table
BNZ Gold MasterCard

Rewards Scheme

Fly Buys - every accumulated $50 spent per month collects 1 Fly Buys point2


Bonus Partners

Collect Fly Buys points when you shop at 40 participating companies nationwide or by using any BNZ linked credit card.

Collect bonus points throughout the year with various promotional offers.


Apply Now

Click here to apply online or visit your nearest branch.


For Further Information

0800 800 667