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Westpac hotpoints Gold MasterCard

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Overview

This is an ideal credit card for everyday use offering the extra incentive of rewards on every retail purchase made. A Westpac hotpoints Gold MasterCard offers the extra security of purchase protection and extended warranty, an added benefit for making larger purchases on your Gold card.

As a Gold hotpoints® member you will earn 1.25 hotpoints for every dollar you spend on retail purchases on your card. To find out more about hotpoints and how could you reward yourself, visit www.hotpoints.co.nz

Key Benefits
Action Arrow Accepted at over 32 million locations around the world
Action Arrow Purchase protection & extended warranty insurances on retail purchases
Action Arrow Earn hot points rewards
Action Arrow 1.25 hotpoints for every $1 spent
Action Arrow Overseas travel insurance for upto 35 days per round trip
Action Arrow Additional benefits available for applying through the MasterCard website
Features
Action Arrow Annual Charge:
$100 including hotpoints reward membership
Action Arrow Annual Interest Rate:
The interest rate for purchases is 19.95%p.a.
The interest rate for cash advances is 22.45%.
Action Arrow Interest Free Days:
Up to 55 days on purchases (excludes cash advances)*
Action Arrow Additional Cards:
Joint and additional card options are available ($15 per year per card)

*The interest rate is current as at 1 January 2012, but is subject to change. Other fees and charges may be payable. Interest on cash advances accrues from the day the advance is made.


Terms, conditions, exclusions and eligiblity criteria apply to insurance cover.


Westpac New Zealand Limited's current standard credit card lending criteria apply to all applications and transfers.Credit card conditions of use will apply.


hotpoints® is a registered trademark of Westpac Banking Corporation.Hotpoints terms and conditions apply.


MasterCard Comparison Table
Westpac Gold MasterCard

Rewards Scheme

You'll earn 1.25 hotpoints for every $1 spent on purchase


Apply Now!

Click here for an application


For Further Information

Westpac Card Services in New Zealand
Call 0800 888 111 .