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Westpac Gold MasterCard

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Overview

This is an ideal credit card for everyday use offering the extra incentive of rewards on every retail purchase made. A Westpac Gold MasterCard offers the extra security of purchase protection and extended warranty, an added benefit for making larger purchases on your gold card.

As a gold card customer and hotpoints member you will earn 1.25 hotpoints for every dollar you spend on retail purchases on your card. After collecting 2500 hotpoints you can start redeeming your hotpoints for a wide variety of vouchers available for nearly any retail or travelling experience.

Key Benefits
Action Arrow Accepted at over 28 million locations around the world
Action Arrow Purchase protection & extended warranty on retail purchases
Action Arrow Become a hotpoints rewards member
Action Arrow 1.25 hotpoints for every $1 spent
Action Arrow Complementary overseas travel insurance.
Action Arrow Additional benefits available for applying through the MasterCard website
Action Arrow Convert hotpoints into Air New Zealand Airpoint Dollars – (125 hotpoints equals 1 Airpoint Dollar)
^Must be paid by the statement due date.
Features
Action Arrow Annual Charge:
$100 including hotpoints reward membership
Action Arrow Annual Interest Rate:
The standard interest rate is 20.95%p.a.
Action Arrow Interest Free Days:
Up to 55 days on purchases (excludes cash advances)*
Action Arrow Additional Cards:
Joint and additional card options are available ($10 fee for joint additional cards)

*The interest rate is current as at 1 December 2001, but is subject to change. Other fees and charges may be payable. Interest on cash advances accrues from the day the advance is made.


Full terms and conditions including gold card insurance policies are available by phoning Westpac Card Services in New Zealand.


Westpac's current standard credit card lending criteria apply to all applications and transfers.


Westpac is the New Zealand division of Westpac Banking Corporation which is incorporated in Australia.


MasterCard Comparison Table
Westpac Gold MasterCard

Rewards Scheme

Standard points structure
$1 = 1.25 hotpoints
Bonus hotpoints are offered at different times of the year as well as through special retailer offers.


Apply Now!

Click here for an application


For Further Information

Westpac Card Services in New Zealand
Call 0800 888 111,
24 hours a day, 7 days a week .