Request a Card

Westpac hotpoints MasterCard

Back

Overview

This is an ideal credit card for everyday use offering the extra incentive of rewards on every retail purchase made.

As a hotpoints® member you will earn 1 hotpoint for every dollar you spend on retail purchases on your card. To find out more about hotpoints and how could you reward yourself, visit www.hotpoints.co.nz

Key Benefits
Action Arrow Accepted at over 32 million locations around the world
Action Arrow Earn hotpoints rewards
Action Arrow 1 hotpoint for every $1 spent.
Action Arrow Additional benefits available for applying through the MasterCard website
Features
Action Arrow Annual Charge:
$44 including hotpoints reward membership
Action Arrow Annual Interest Rate:
The interest rate for purchases is 19.95% p.a.
The interest rate for cash advances is 22.45% p.a.
Action Arrow Interest Free Days:
Up to 55 days on purchases (excludes cash advances)*
Action Arrow Additional Cards:
Joint and additional card options are available.

*The interest rate is current as at 1 January 2012, but is subject to change. Other fees and charges may be payable. Interest on cash advances accrues from the day the advance is made.


Full terms and conditions are available by phoning Westpac Card Services in New Zealand.


Westpac New Zealand Limited's current standard credit card lending criteria apply to all applications and transfers. Credit card conditions of use will apply.


hotpoints® is a registered trademark of Westpac Banking Corporation. Hotpoints terms and conditions apply.


MasterCard Comparison Table
Westpac Standard MasterCard

Rewards Scheme

You'll earn 1 hotpoint for every $1 spent on purchases


Apply Now!

Click here for an application


For Further Information

Westpac Card Services in New Zealand
Call 0800 888 111