Interchange
Fees

ANZ Bank New Zealand Limited

MasterCard Credit Card Transactions

Interchange Category Name Priority Interchange Fee inc GST
Charities 1 0.000%
Strategic Merchants 1 2 0.550%
Strategic Merchants 2 3 0.650%
Strategic Merchants 3 4 0.750%
PayPass (excluding Commercial Cards) 5 0.550%
Government and Utilities 6 0.700%
Petroleum 7 0.600%
Education and Learning 8 0.800%
Recurring Payments 9 0.700%
SecureCode Merchant UCAF 10 1.000%
SecureCode Full UCAF 11 1.200%
Consumer Super Premium 1 12 2.350%
Consumer Super Premium 2 13 2.100%
Consumer Premium 14 2.150%
Commercial Premium 15 2.200%
Commercial 16 2.000%
Consumer Electronic 17 1.000%
Consumer Standard 18 1.400%


Debit and Prepaid MasterCard Transactions

Interchange Category Name Priority Interchange Fee
inc GST
Charities 1 0.000%
PayPass Micropayment (< =NZD 15) 2 NZD 0.004
Strategic Merchants 1 3 0.400%
Strategic Merchants 2 4 0.400%
Strategic Merchants 3 5 0.400%
PayPass 6 0.400%
Government and Utilities 7 0.700%
Petroleum 8 0.500%
Recurring Payments 9 0.700%
SecureCode Merchant UCAF 10 1.000%
SecureCode Full UCAF 11 1.200%
Consumer Premium—Prepaid 12 1.300%
Consumer Premium—Debit 12 1.300%
Commercial—Prepaid 13 1.500%
Commercial—Debit 13 1.500%
Consumer Electronic—Prepaid 14 0.500%
Consumer Electronic—Debit 14 1.300%
Consumer Standard—Prepaid 15 1.300%
Consumer Standard—Debit 15 1.300%