Interchange
Fees

ANZ Bank New Zealand Limited

New Zealand Intracountry Credit POS Interchange Rates

Interchange Category Name Priority Interchange Rate
Charities 1 0.000%
Strategic Merchants 1 2 0.55%
Strategic Merchants 2 3 0.65%
Strategic Merchants 3 4 0.75%
Contactless (excluding Commercial Cards) 5 0.55%
Government and Utilities 6 0.70%
Petroleum 7 0.60%
Education and Learning 8 0.80%
Recurring Payments 9 0.70%
SecureCode Merchant UCAF 10 1.00%
SecureCode Full UCAF 11 1.20%
Consumer Elite 12 2.35%
Consumer Super Premium 1 13 2.35%
Consumer Super Premium 2 14 2.10%
Consumer Premium 15 2.15%
Commercial Premium 16 2.20%
Commercial 17 2.00%
Consumer Electronic 18 1.00%
Consumer Standard 19 1.40%


New Zealand Intracountry Debit POS Interchange Rates

Interchange Category Name Priority Interchange Rate
Charities 1 0.00%
Contactless Micropayment (< =NZD 15) 2 0.004
Contactless Strategic Merchants 1 3 0.060
Contactless Strategic Merchants 2 4 0.100
Strategic Merchants 1– Debit 5 0.30%
Strategic Merchants 2– Debit 6 0.35%
Strategic Merchants 3– Debit 7 0.40%
Contactless 8 0.40%
Government and Utilities 9 0.50%
Petroleum 10 0.50%
Recurring Payments 11 0.70%
SecureCode Merchant UCAF 12 1.00%
SecureCode Full UCAF 13 1.20%
Consumer Premium— Debit 14 1.30%
Commercial— Debit 15 1.50%
Consumer Electronic— Debit 16 0.50%
Consumer Standard— Debit 17 1.30%


New Zealand Intracountry Prepaid POS Interchange Rates

Interchange Category Name Priority Interchange Rate
Charities 1 0.00%
Contactless Micropayment (< =NZD 15) 2 0.004
Strategic Merchants 1– PrePaid 3 0.40%
Strategic Merchants 2– PrePaid 4 0.40%
Strategic Merchants 3– PrePaid 5 0.40%
Contactless 6 0.40%
Government Services & Utilities 7 0.50%
Petroleum 8 0.50%
Recurring Payments 9 0.70%
SecureCode Merchant UCAF 10 1.00%
SecureCode Full UCAF 11 1.20%
Consumer Premium— PrePaid 12 1.30%
Commercial— PrePaid 13 1.50%
Consumer Electronic— PrePaid 14 0.50%
Consumer Standard— PrePaid 15 1.30%