Τι χρειάζεται να γνωρίζετε για την αποδοχή καρτών MasterCard.
Τι είναι ο έμπορος;
Ποια είναι η διαδικασία για να αποδέχομαι κάρτες MasterCard;
Τι είναι η τράεπζα εκκαθάρισης συναλλαγών; Γιατί την χρειάζομαι;
Πόσος χρόνος χρειάζεται για να ξεκινήσω να αποδέχομαι κάρτες MasterCard;
Θα υποστώ κάποια χρέωση;
Έχω ευθύνες όταν αποδέχομαι κάρτες MasterCard;
Ποια είναι τα οφέλη της αποδοχής καρτών MasterCard;
Τι προγράμματα καρτών προσφέρει η MasterCard;
Με ποιον επικοινωνώ αν έχω πρόβλημα;
E: Τι είναι ο έμπορος;
A: Μια εταιρεία η οποία κατόπιν συμβάσεως με μια Τράπεζα εκκαθάρισης συναλλαγών ή μια Εμπορική Τράπεζα, αποδέχεται κάρτες για την πληρωμή των προϊόντων ή των υπηρεσιών που προσφέρει.
Ε: Τι είναι οι Πιστωτικές και οι Χρεωστικές κάρτες και πώς λειτουργούν;
A: Οι έμποροι μπορούν να αποδέχονται Πιστωτικές ή Χρεωστικές κάρτες MasterCard. Η πιστωτική κάρτα επιτρέπει στον καταναλωτή να κάνει αγορές βάσει ενός καθορισμένου πιστωτικού ορίου που παρέχεται από την εκδότρια τράπεζα. Το πιστωτικό όριο είναι το ποσό που μπορεί να δαπανηθεί από τον καταναλωτή και ορίζεται από την εκδότρια τράπεζα βάσει του πιστωτικού του προφίλ. Η χρεωστική κάρτα επιτρέπει στον καταναλωτή να κάνει μια αγορά βάσει των αποθεμάτων στον τραπεζικό του λογαριασμό. Οι αγορές με χρεωστικές κάρτες γίνονται με απευθείας δέσμευση του ποσού από τον λογαριασμό του καταναλωτή και αποτυπώνονται στον μηνιαίο τραπεζικό του λογαριασμό.
Μάθετε περισσότερα για το πώς λειτουργούν οι Συναλλαγές
Q: How do I begin accepting MasterCard cards?
A: The first step in accepting MasterCard cards is to contact your bank to identify an Acquirer or a Member Services Provider to apply for a merchant account with a member bank or one of its agents known as a Member Service Provider (MSP). MSPs are third parties contracted by some MasterCard-licensed member banks to handle merchant services on their behalf and may function as a sales agent for an acquirer.
Q: What is an Acquirer? And why do I need one?
A: Also known as a Merchant Bank, an Acquirer is a financial institution licensed by MasterCard that helps a merchant in fulfilling its processing obligation to accept MasterCard cards. The Acquirer is set up to connect and process transactions over the MasterCard network. Acquirers or MSPs either sell their processing services directly to merchants or hire agents to sell on their behalf. However, these agents must be registered with MasterCard and clearly identify the MasterCard member they represent on their business cards and stationery. The merchant agreement should also have the name of the bank clearly identified.
Q: How long does it take before I can start accepting MasterCard cards?
A: This depends on your Acquirer and the type of business you manage. In general, you can get set up to accept MasterCard in under a month.
Q: Will I incur any costs?
A: Yes. The costs you will incur will be quoted to you by the Acquirer.
Q: Do I have any responsibilities if I accept MasterCard cards?
A:Yes, you must follow MasterCard Merchant Rules and any rules established by the Acquirer.Read the MasterCard Merchant Rules
Q: What are the benefits of accepting MasterCard?
A:Whether you're a new business or an established enterprise, card acceptance is likely to have a big impact on your bottom line:
Increased Sales
Consumers spend more when they’re not constrained by cash on hand. You may see increased purchases of higher-margin products as well as speciality items. And customers may visit your store more often.
Customer Satisfaction
Your customers will appreciate the fact that you allow them the flexibility to pay the way they want to pay – including by credit or debit card. Happier customers are more loyal customers.
Speed of Checkout
You'll speed your customers through checkout with rapid electronic payment. No more counting change or waiting while customers write cheques.
Improved Efficiency
Card transactions today are conducted electronically. Paperless payments can save you time and money by minimising cash handling and payment reconciliation, giving you more time to focus on more important things – like managing and growing your business.
Safety
With lower volumes of cash, you're less vulnerable to theft and pilfering.
Currency Conversion
Electronic payments on MasterCard and Maestro®-branded cards are settled in the currency in which you sell your goods and services, regardless of where the cardholder is from.
Q: What type of card programmes does MasterCard offer?
A:MasterCard Worldwide provides innovative payment solutions to consumers and companies around the world. Read More About Our Products
Q: Who do I call if I have a problem with my terminals?
A: Contact the Acquirer that set you up to accept MasterCard.