Are You Credit Wise?

Since college students are more likely to be influenced by their peers, MasterCard's responsible spending program for college students focuses on peer-to-peer communication to teach the fundamentals of good credit habits, campus-wide.

PROGRAM OVERVIEW

Are You Credit Wise? trains students to help their peers understand key financial
concepts – including budgeting, bill payment, responsible use of payment cards and building a credit history. No sales or marketing messages are involved. By its twelfth year, in 2011, MasterCard's Are You Credit Wise? program had reached more than 520,000 students at nearly 80 colleges and universities in the United States, and the Netherlands.

The program debuted in the Netherlands in 2010, under the name, "Slim Studeren = Geld Beheren (Smart Study = Smart Budget Management). Training sessions have already been held in the student cities of The Hague, Leiden, Rotterdam and Utrecht.

The Are You Credit Wise? Program uses a peer-to-peer model that has proven to be a successful strategy to reach college students with important money management and budgeting tips. Activities in which MasterCard interns have launched on college campuses across the country include:

  • Hosting school wide intern-led presentations on money management;
  • Organizing and officially designating an Are You Credit Wise? week during the semester;
  • Sponsoring workshops in residence halls or as part of orientation programs; and
  • Providing consumer education materials to the student body.

OTHER PROGRAMS IN

We are committed to financial education around the world — that's why we've created a range of financial education programs tailored to consumers in several global markets.

EduCard

Romania

EduCard is an online consumer education platform designed to help Romanian banks restore trust in financial services and to help Romanian consumers better manage their finances.

Junior Achievement — Young Enterprise

Czech Republic, Sweden, Turkey, Belgium, and Hungary

For over a decade, MasterCard has worked with Junior Achievement - Young Enterprise to deliver a financial skills curriculum to students and has contributed over $1 million for the development and implementation of programs for young people throughout the world.

Looking for more programs?

We are committed to financial education around the world — that's why we've created a range of financial education programs tailored to consumers in several global markets.

Priceless Pointers

United States

To help consumers save well and spend wisely, MasterCard has created a site full of tools, resources, tips, links and more to help consumers keep their financial life pointed in the right direction.

Prepaid Consumer Education Campaign

United States

The Prepaid Consumer Education Campaign works to help consumers understand the power and convenience of prepaid debit products and how these products help consumers with budgeting, financial basics, and overall financial inclusion.

MasterCard RPPS Credit Counseling

United States

MasterCard, our creditors and issuers, are working in partnership to make a difference in the lives of consumers struggling with their finances. As a key player in the Credit Counseling sector, MasterCard is central to the facilitation of Debt Management Proposals (DMPs) and payments.

Peace of Mind

United States

MasterCard developed Peace of Mind educational materials that teach consumers how to protect themselves from fraud in several, easy-to-follow tips.

Consumer Credit Education Package

United States

To reach young adults who are new to credit, issuers distribute the MasterCard Consumer Credit Education Package, which includes cardholder-customized materials such as the Core Credit Tool kit.

Looking for more programs?

MORE THINGS TO EXPLORE

Success Story

Success Story

MasterCard Worldwide gave $1 million to the Network for Teaching Entrepreneurship (NFTE) to support programs for students in across the U.S.

Expert Opinion

Expert Opinion

Parents can make back-to-school shopping less stressful — but planning ahead is critical.

Tools & Tips

To help consumers save well and spend wisely, MasterCard has created a site full of tools, resources, tips, links and more to help consumers keep their financial life pointed in the right direction.

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